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434 Van Ness Ave, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 434 Van Ness Ave, Santa Cruz, CA 95060

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,244 sqft · built 1926
Lot Size0.143 acres (6,229 sqft)
OwnerCompany Name on Record
Last Sale$593,000 (Oct 2007)
Tax Bill$9,433 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN006-331-18

Property Details

APN / Parcel Number

Primary APN006-331-18
Alternative APN
  • 006-331-18-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,244 sqft Living Area
Gross Area1,692 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Construction TypeWood
Roof MaterialMetal
Lot Area6,229 sqft (0.143 acres)
TerrainSteep
Garage TypeAttached
Garage Area448 sqft
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address434 VAN NESS AVE
CitySANTA CRUZ
StateCA
Zip95060-3540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMILITARY ESPLANADE
Legal Block4
Legal Lot Number11
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2012
Census Tract100600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Santa Cruz Downtown Historic District
listed 1989 · 186 contributing resources · NRIS 89001005

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address434 VAN NESS AVE, SANTA CRUZ, CA 95060-3540
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2007 · Amount on Record
Deed SaleOct 26, 2007 · Amount on Record
Deed Document Number200755573
Prior Transfer DateOct 23, 2007
Prior Transfer Doc0000055850
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address434 VAN NESS AVE, SANTA CRUZ, CA 95060-3540
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 VAN NESS AVE, SANTA CRUZ, CA 95060-3540

Mortgage

Document Number0000012348
DateApr 18, 2022
Instrument2022-0012348
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 19, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address434 VAN NESS AVE, SANTA CRUZ, CA 95060-3540
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 VAN NESS AVE, SANTA CRUZ, CA 95060-3540

Mortgage

Document Number0000054088
DateDec 15, 2020
Instrument2020-0054088
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalitySanta Cruz City
Elementary School DistrictSanta Cruz City Elementary School District (KG - 05)
Secondary School DistrictSanta Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$804,380 (+2%) Land $636,403 Building $167,977
2025$9,433.00 (+8.88%) Homeowner's exemption$788,607 (+4.04%) Land $623,924 Building $164,683
2023$8,664.00 (+1.14%) Homeowner's exemption$757,984 Land $599,696 Building $158,288$893,160
2022$8,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon.

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