425 Van Ness Ave, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 425 Van Ness Ave, Santa Cruz, CA 95060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,109 sqft · built 1951
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`006-332-11`

Property Details

APN / Parcel Number

Primary APN	`006-332-11`
Alternative APN	`006-332-11-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,109 sqft Living Area
Gross Area	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Roof Material	Other
Lot Area	6,229 sqft (0.143 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	301 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 VAN NESS AVE
City	SANTA CRUZ
State	CA
Zip	95060-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MILITARY ESPLANADE
Legal Lot Number	35
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2013
Census Tract	100600

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	425 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Nov 12, 2021	Intrafamily Transfer, Transfer
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
May 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Oct 18, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 23, 2021
Transfer Doc	0000056185
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	425 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 VAN NESS AVE, SANTA CRUZ, CA 95060-3539

Mortgage

Document Number	0000002927
Date	Jan 28, 2022
Instrument	2022-0002927

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 12, 2021
Property Address	425 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Document Number	0000056185
Map Reference	VOL 4 PG 45
Instrument Date	Sep 23, 2021
Instrument	2021-0056185
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	425 VAN NESS AVE, SANTA CRUZ, CA 95060-3539

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	425 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 VAN NESS AVE, SANTA CRUZ, CA 95060-3539

Mortgage

Document Number	0000013315
Date	Mar 4, 2021
Instrument	2021-0013315

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	425 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006413
Date	Feb 22, 2017
Instrument	2017-0006413

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 12, 2020
Property Address	425 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Document Number	0000016243
Map Reference	VOL 4 PG 45
Instrument Date	May 6, 2020
Instrument	2020-0016243
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 VAN NESS AVE, SANTA CRUZ, CA 95060-3539

Mortgage

Document Number	0000016244
Date	May 12, 2020
Instrument	2020-0016244

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 18, 2017
Property Address	425 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Document Number	0000035013
Map Reference	VOL4 PG45
Instrument Date	Oct 11, 2017
Instrument	2017-0035013
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 VAN NESS AVE, SANTA CRUZ, CA 95060-3539

Mortgage

Document Number	0000035014
Date	Oct 18, 2017
Instrument	2017-0035014

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Santa Cruz City
Elementary School District	Santa Cruz City Elementary School District (KG - 05)
Secondary School District	Santa Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,757 (+2%) Land $132,033 Building $111,724
2025	$3,250.00 (+13.04%) Homeowner's exemption	$238,977 (+4.04%) Land $129,444 Building $109,533
2023	$2,875.00 (+1.09%) Homeowner's exemption	$229,698 Land $124,418 Building $105,280	$740,160
2022	$2,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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