429 Van Ness Ave, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 429 Van Ness Ave, Santa Cruz, CA 95060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,890 sqft · built 1950
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Oct 2018)
Tax Bill	$15,171 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`006-332-10`

Property Details

APN / Parcel Number

Primary APN	`006-332-10`
Alternative APN	`006-332-10-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Building Area	1,890 sqft Living Area
Gross Area	2,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,229 sqft (0.143 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	429 VAN NESS AVE, A
City	SANTA CRUZ
State	CA
Zip	95060-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MILITARY ESPLANADE
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2013
Census Tract	100600

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jan 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Oct 19, 2018	Grant Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEPHEN A & SUSAN R KARON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	201831725
Last Transfer Date	Jan 27, 2020
Transfer Doc	0000003443
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	429 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 VAN NESS AVE, SANTA CRUZ, CA 95060-3539

Mortgage

Document Number	0000056861
Date	Dec 29, 2020
Instrument	2020-0056861

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 29, 2020
Property Address	429 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Document Number	0000003443
Instrument Date	Jan 27, 2020
Instrument	3443
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	429 VAN NESS AVE SANTA CRUZ CA 950603539, SANTA CRUZ, CA 95060-3539

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	429 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Document Number	0000034083
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	429 VAN NESS AVE SANTA CRUZ CA 950603539, SANTA CRUZ, CA 95060-3539

Mortgage

Document Number	0000034083
Date	Nov 4, 2019
Instrument	34083

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	429 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Document Number	0000035222
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 VAN NESS AVE SANTA CRUZ CA 950603539, SANTA CRUZ, CA 95060-3539

Mortgage

Document Number	0000035222
Date	Nov 27, 2018
Instrument	35222

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	OAKLAND, CA 94612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 19, 2018
Property Address	429 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Document Number	0000031725
Map Reference	MB 8 PG 23
Instrument Date	Oct 17, 2018
Instrument	2018-0031725
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	429 VAN NESS AVE, SANTA CRUZ, CA 95060-3539

Mortgage

Document Number	0000031726
Date	Oct 19, 2018
Instrument	2018-0031726

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	429 VAN NESS AVE, SANTA CRUZ, CA 95060-3539
Document Number	0000028112
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	429 VAN NESS AVE SANTA CRUZ CA 950603539, SANTA CRUZ, CA 95060-3539

Mortgage

Document Number	0000028112
Date	Sep 14, 2018
Instrument	28112

Lender

Name	STEPHEN A & SUSAN R KARON
Address	1103 MISSION ST, SANTA CRUZ, CA 95060-3526

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Santa Cruz City
Elementary School District	Santa Cruz City Elementary School District (KG - 05)
Secondary School District	Santa Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,317,753 (+2%) Land $913,950 Building $403,803
2025	$15,171.00 (+8.63%) Homeowner's exemption	$1,291,914 (+4.04%) Land $896,029 Building $395,885
2023	$13,966.00 (+12.44%) Homeowner's exemption	$1,241,749 Land $861,236 Building $380,513
2022	$12,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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