430 Van Ness Ave, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 430 Van Ness Ave, Santa Cruz, CA 95060

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,156 sqft · built 1937
Lot Size0.143 acres (6,229 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (Jul 2024)
Tax Bill$12,983 (2025)
Deeds & MortgagesMar 2026 Mortgage
Feb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN006-331-17

Property Details

APN / Parcel Number

Primary APN006-331-17
Alternative APN
  • 006-331-17-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,156 sqft Living Area
Gross Area1,636 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,229 sqft (0.143 acres)
TerrainSteep
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address430 VAN NESS AVE
CitySANTA CRUZ
StateCA
Zip95060-3540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMILITARY ESPLANADE
Legal Block4
Legal Lot Number10
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2012
Census Tract100600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Santa Cruz Downtown Historic District
listed 1989 · 186 contributing resources · NRIS 89001005

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address430 VAN NESS AVE, SANTA CRUZ, CA 95060-3540
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
MISSION LOANS LLC
Feb 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
MISSION LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2024 · Amount on Record
Deed SaleJul 24, 2024 · Amount on Record
Deed Document Number202414039
Prior Transfer DateJun 14, 2010
Prior Transfer Doc0000022683
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address430 VAN NESS AVE, SANTA CRUZ, CA 95060-3540
Transaction TypeMortgage
Record UpdatedMar 20, 2026
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 VAN NESS AVE, SANTA CRUZ, CA 95060-3540

Mortgage

Document Number0000004960
DateMar 6, 2026
Instrument2026-0004960
Lender
NameMISSION LOANS LLC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2056

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address430 VAN NESS AVE, SANTA CRUZ, CA 95060-3540
Transaction TypeMortgage
Record UpdatedFeb 18, 2026
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 VAN NESS AVE, SANTA CRUZ, CA 95060-3540

Mortgage

Document Number0000002141
DateFeb 2, 2026
Instrument2026-0002141
Lender
NameMISSION LOANS LLC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalitySanta Cruz City
Elementary School DistrictSanta Cruz City Elementary School District (KG - 05)
Secondary School DistrictSanta Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,122,000 (+2%) Land $918,000 Building $204,000
2025$12,983.00 (+1,685.83%) Homeowner's exemption$1,100,000 (+1,874.19%) Land $900,000 Building $200,000
2023$727.00 (+1.11%)$55,719 Land $23,460 Building $32,259$1,055,970
2022$719.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Cruzio
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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