434 Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 434 Summit Dr, Emerald Hills, CA 94062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1941
Lot Size	0.142 acres (6,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Sep 2020)
Tax Bill	$18,625 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`057-143-100`

Property Details

APN / Parcel Number

Primary APN	`057-143-100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	880 sqft
Basement Area	450 sqft
Family Room	Family Room

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Roof Material	Composition Shingle
Lot Area	6,205 sqft (0.142 acres)
Lot Dimensions	103 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	434 SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH0S18
Legal Description	61.43 FT X 110 FT ON SUMMIT DRIVE BEING PTN OF LOT 9 BLOCK 34 OAK KNOLL MANOR
Legal Subdivision	OAK KNOLL MANOR
Legal Block	34
Legal Lot Number	9
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1028
Census Tract	609700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 8, 2020	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Prior Sale	Apr 13, 2016 · Amount on Record
Deed Document Number	202091658
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0000091657
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 8, 2020
Property Address	434 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Document Number	0000091658
Map Reference	MB 10 PG 4-11
Instrument Date	Aug 27, 2020
Instrument	2020-091658
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	107 MENDOCINO WAY, REDWOOD CITY, CA 94065-1788

Mortgage

Document Number	0000091659
Date	Sep 8, 2020
Instrument	2020-091659

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.37%
Index	1-Year LIBOR
Max Rate	7.37%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 8, 2020
Property Address	434 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Document Number	0000091657
Instrument Date	Jul 14, 2020
Instrument	91657
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1890 BROADWAY #503 SAN FRANCISCO CA 941092217, 503, SAN FRANCISCO, CA 94109-2217

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,545,710 (+2%) Land $1,214,487 Building $331,223
2025	$18,625.00 (+3.19%)	$1,515,403 (+4.04%) Land $1,190,674 Building $324,729
2023	$18,049.00 (+4.85%)	$1,456,560 Land $1,144,440 Building $312,120	$1,490,220
2022	$17,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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