394 Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 394 Summit Dr, Emerald Hills, CA 94062

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,400 sqft · built 1995
Lot Size	0.408 acres (17,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,800,000 (Jun 2017)
Tax Bill	$37,599 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057-143-320`

Property Details

APN / Parcel Number

Primary APN	`057-143-320`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,400 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	2,020 sqft
2nd Floor Area	1,380 sqft
Basement Area	320 sqft
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	17,791 sqft (0.408 acres)
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	394 SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH0S18
Legal Description	PARCEL 2 PARCEL MAP VOL 64/44-45
Legal Subdivision	PARCEL MAP LANDS REA
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1028
Census Tract	609700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	394 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2017	Deed of Trust, Mortgage BANK OF AMERICA
Jun 30, 2017	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Jun 18, 2015 · Amount on Record
Deed Document Number	201755891
Prior Transfer Date	Sep 26, 1995
Prior Transfer Doc	0000104683
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	394 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Document Number	0000097803
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	394 SUMMIT DR EMERALD HILLS CA 940623330, EMERALD HILLS, CA 94062-3330

Mortgage

Document Number	0000097803
Date	Nov 3, 2017
Instrument	97803

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 2, 2037

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 30, 2017
Property Address	394 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Document Number	0000055891
Map Reference	MAP64 PG44&45
Instrument Date	Jun 20, 2017
Instrument	2017-055891
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	394 SUMMIT DR, EMERALD HILLS, CA 94062-3330

Mortgage

Document Number	0000055892
Date	Jun 30, 2017
Instrument	2017-055892

Lender

Name	OPES ADVISORS
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Mortgage

Document Number	0000055893
Date	Jun 30, 2017
Instrument	2017-055893

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,314,628 (+2%) Land $1,657,314 Building $1,657,314
2025	$37,599.00 (+2.94%)	$3,249,636 (+4.04%) Land $1,624,818 Building $1,624,818
2023	$36,525.00 (+4.91%)	$3,123,450 Land $1,561,725 Building $1,561,725	$2,790,450
2022	$34,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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