415 Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 415 Summit Dr, Emerald Hills, CA 94062

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,260 sqft · built 1995
Lot Size	0.276 acres (12,038 sqft)
Owner	Individual Name on Record
Last Sale	$2,580,000 (Mar 2019)
Tax Bill	$33,534 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057-141-220`

Property Details

APN / Parcel Number

Primary APN	`057-141-220`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,260 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	2,040 sqft
2nd Floor Area	1,220 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,038 sqft (0.276 acres)
Lot Dimensions	6,784 ft deep x 6,784 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	415 SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RHS018
Legal Description	LOT 1 EMERALD LAKE HEIGHTS II RSM 123/22-23
Legal Subdivision	EMERALD LAKE
Legal Lot Number	1
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1005
Census Tract	609700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 SUMMIT DR, EMERALD HILLS, CA 94062-3359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 25, 2019	Grant Deed, Transfer CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Prior Sale	Sep 15, 1995 · Amount on Record
Deed Document Number	201920388
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	415 SUMMIT DR, EMERALD HILLS, CA 94062-3359
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SUMMIT DR, EMERALD HILLS, CA 94062-3359

Mortgage

Document Number	0000027980
Date	Feb 18, 2021
Instrument	2021-027980

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 25, 2019
Property Address	415 SUMMIT DR, EMERALD HILLS, CA 94062-3359
Document Number	0000020388
Instrument Date	Mar 19, 2019
Instrument	20388
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	LAWYERS TITLE/NTHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SUMMIT DR EMERALD HILLS CA 940623359, EMERALD HILLS, CA 94062-3359

Mortgage

Document Number	20389
Date	Mar 25, 2019
Instrument	20389

Lender

Name	CITADEL SVCNG CORP
Address	15707 ROCKFIELD BLVD # 320, IRVINE, CA 92618-2874

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.37%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,935,593 (+2%) Land $1,251,609 Building $1,683,984
2025	$33,534.00 (+2.97%)	$2,878,033 (+4.04%) Land $1,227,068 Building $1,650,965
2023	$32,566.00 (+4.91%)	$2,766,277 Land $1,179,420 Building $1,586,857	$4,859,640
2022	$31,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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