423 Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 423 Summit Dr, Emerald Hills, CA 94062

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,070 sqft · built 1995
Lot Size	0.281 acres (12,242 sqft)
Owner	2 Company Names on Record
Last Sale	$1,450,000 (Sep 2010)
Tax Bill	$22,370 (2025)
Deeds & Mortgages	Dec 2025 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`057-141-230`

Property Details

APN / Parcel Number

Primary APN	`057-141-230`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,070 sqft Living Area
1st Floor Area	1,860 sqft
2nd Floor Area	1,210 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,242 sqft (0.281 acres)
Lot Dimensions	6,784 ft deep x 6,784 ft wide
View / Lot	Corner
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	423 SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RHS018
Legal Description	LOT 2 EMERALD LAKE HEIGHTS II RSM 123/22-23
Legal Subdivision	EMERALD LAKE
Legal Lot Number	2
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1005
Census Tract	609700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	423 SUMMIT DR, EMERALD HILLS, CA 94062-3359
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Intrafamily Transfer, Transfer
Sep 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage HARVEST SMALL BUSINES FINANCE LLC
May 4, 2020	Deed of Trust, Mortgage · Line of Credit CITY NAT'L BK
Jan 17, 2020	Deed of Trust, Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2010 · Amount on Record
Deed Sale	Sep 28, 2010 · Amount on Record
Prior Sale	Dec 11, 1997 · Amount on Record
Deed Document Number	2010112442
Last Transfer Date	Dec 4, 2025
Transfer Doc	0000068139
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 12, 2025
Property Address	423 SUMMIT DR, EMERALD HILLS, CA 94062-3359
Document Number	0000068139
Map Reference	MB 123 PG 22&23
Instrument Date	Dec 4, 2025
Instrument	2025-068139
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 SUMMIT DR, EMERALD HILLS, CA 94062-3359

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	423 SUMMIT DR, EMERALD HILLS, CA 94062-3359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 SUMMIT DR, EMERALD HILLS, CA 94062-3359

Mortgage

Document Number	0000099192
Date	Sep 22, 2020
Instrument	2020-099192

Lender

Name	HARVEST SMALL BUSINES FINANCE LLC
Type	Non-Lending Institution
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	423 SUMMIT DR, EMERALD HILLS, CA 94062-3359
Document Number	0000041650
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	423 SUMMIT DR EMERALD HILLS CA 940623359, EMERALD HILLS, CA 94062-3359

Mortgage

Document Number	0000041650
Date	May 8, 2020
Instrument	41650

Lender

Name	CITY NAT'L BK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	423 SUMMIT DR, EMERALD HILLS, CA 94062-3359
Document Number	0000006097
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	423 SUMMIT DR EMERALD HILLS CA 940623359, EMERALD HILLS, CA 94062-3359

Mortgage

Document Number	0000006097
Date	Jan 23, 2020
Instrument	6097

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,894,848 (+2%) Land $947,424 Building $947,424
2025	$22,370.00 (+1.35%)	$1,857,696 (+4.04%) Land $928,848 Building $928,848
2024	$22,073.00 (+1.74%)
2023	$21,696.00 (+4.87%)	$1,785,562 Land $892,781 Building $892,781	$2,420,190
2022	$20,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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