426 Spring St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 426 Spring St, Elsmere, KY 41018 · Last verified December 2025

Property Highlights

Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,344 sqft Finished Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$72,900 (2009)
Tax Bill$2,658.00 (2025)

Property Details

APN / Parcel Number

Primary APN004-30-21-114.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,344 sqft Finished Area
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Depth X Width125 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0043021114.00
Street Address426 SPRING ST
CityELSMERE
StateKY
Zip41018-2357
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionSOUTH ERLANGER LOTS 464-465-466
Legal SubdivisionSOUTH ERLANGER
Legal Lot Number464-466 465
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2001
Census Tract65600

Owner

Source: Kenton County records · APN 004-30-21-114.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address426 SPRING ST, ELSMERE, KY 41018-2357
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2024Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK

Assessor's Deed Record

Last SaleApr 09, 2009 · Amount on Record
Deed SaleApr 09, 2009 · Amount on Record
Prior SaleMar 05, 2008 · Amount on Record
Deed Doc Number0003977201
Deed Book / Page3977 / 201
Record RefreshedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address426 SPRING ST, ELSMERE, KY 41018-2357
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900041
DateMar 19, 2024
Book PageKCM 533/526
Instrument24031905900041
Lender
NameTRUIST BANK
TypeBank
AddressWINSTON SALEM, NC 27101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 04, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address426 SPRING ST, ELSMERE, KY 41018-2357
Transaction TypeMortgage
Record UpdatedJan 05, 2024
Title CompanyBRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900075
DateJan 31, 2022
Book Page332/432
Instrument22013105900075
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2052

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,658.00 (+1.33%)$175,000 (-) Land $25,000 Building $150,000$175,000 (-) Land $25,000 Building $150,000
2023$2,623.00$175,000 Land $25,000 Building $150,000$175,000 Land $25,000 Building $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Spring St

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