Cape Girardeau County property record for 434 Saddlebrooke Rdg, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,076 sqft · built 2021 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $638,000 (Aug 2020) |
| Tax Bill | $4,097 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145001601006010000 |
| Primary APN | 145001601006010000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,076 sqft Total Area |
| Basement Area | 2,076 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Lot Area | 37,897 sqft (0.87 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 434 SADDLEBROOKE RDG |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-8510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 79 SADDLEBROOKE RIDGE ESTATE PHASE V 21/080 |
| Legal Range | 12E |
| Legal Township | 31S |
| Legal Section | 16 |
| Legal Subdivision | SADDLEBROOKE RIDGE ESTATE |
| Legal Lot Number | 79 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 880200 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 434 SADDLEBROOKE RDG, JACKSON, MO 63755-8510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on Record |
| Deed Sale | Aug 21, 2020 · Amount on Record |
| Prior Sale | May 1, 2019 · Amount on Record |
| Deed Document Number | 202010059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 434 SADDLEBROOKE RDG, JACKSON, MO 63755-8510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST FINANCIAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202101068 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021-01068 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,360 (-) Land $10,410 Building $74,950 | $449,264 (-) Land $54,810 Building $394,454 | |
| 2025 | $4,097.00 (+11%) | $85,360 (+4.99%) Land $10,410 Building $74,950 | $449,264 (+5%) Land $54,810 Building $394,454 |
| 2023 | $3,691.00 | $81,300 Land $9,920 Building $71,380 | $427,870 Land $52,200 Building $375,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoSEMO Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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