345 Saddlebrooke Rdg, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 345 Saddlebrooke Rdg, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,330 sqft · built 2020
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145001602004000000`

Property Details

APN / Parcel Number

Primary APN	`145001602004000000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,330 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	299 ft deep x 37 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	345 SADDLEBROOKE RDG
City	JACKSON
State	MO
Zip	63755-8862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76 WHITE PICKET SUBD 24/48
Legal Range	12E
Legal Township	31S
Legal Section	16
Legal Subdivision	WHITE PICKET SUBD
Legal Lot Number	76
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	2
Census Block	2041
Census Tract	880200

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	345 SADDLEBROOKE RDG, JACKSON, MO 63755-8862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage BANK OF MO
Nov 18, 2019	Trustee's Deed, Construction Loan · Line of Credit BANK OF MO
Jan 10, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2013
Deed Sale	Nov 4, 2013
Deed Document Number	201314103
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	345 SADDLEBROOKE RDG, JACKSON, MO 63755-8862
Document Number	0000002572
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 SADDLEBROOKE RDG JACKSON MO 63755, JACKSON, MO 63755

Mortgage

Document Number	0000002572
Date	Mar 10, 2020
Instrument	2572

Lender

Name	BANK OF MO
Type	Bank
Address	PERRYVILLE, MO 63775

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Nov 18, 2019
Property Address	345 SADDLEBROOKE RDG, JACKSON, MO 63755-8862
Instrument Date	Nov 14, 2019
Instrument	11399
Transaction Type	Construction Loan
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	240 CREST DR JACKSON MO 63755, JACKSON, MO 63755

Mortgage

Document Number	0000011399
Date	Nov 18, 2019
Instrument	11399

Lender

Name	BANK OF MO
Type	Bank
Address	CAPE GIRARDEAU, MO 63701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 17, 2020

Interest

Rate Type	Adjustable Rate

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jan 10, 2019
Property Address	345 SADDLEBROOKE RDG, JACKSON, MO 63755-8862
Instrument Date	Jan 9, 2019
Instrument	245
Transaction Type	Construction Loan
Record Updated	Feb 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	823 ANDREW ST JACKSON MO 637553117, JACKSON, MO 63755-3117

Mortgage

Document Number	0000000245
Date	Jan 10, 2019
Instrument	245

Lender

Name	BANK OF MO
Type	Bank
Address	CAPE GIRARDEAU, MO 63701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 9, 2020

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,140 (-) Land $8,660 Building $56,480	$342,846 (-) Land $45,570 Building $297,276
2025	$3,126.00 (+10.97%)	$65,140 (+5%) Land $8,660 Building $56,480	$342,846 (+5%) Land $45,570 Building $297,276
2023	$2,817.00	$62,040 Land $8,250 Building $53,790	$326,520 Land $43,400 Building $283,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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