470 Saddlebrooke Rdg, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 470 Saddlebrooke Rdg, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,102 sqft · built 2004
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,919 (2025)
Deeds & Mortgages	Aug 2026 Sale Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`145001601006000000`

Property Details

APN / Parcel Number

Primary APN	`145001601006000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,102 sqft Living Area
Basement Area	2,102 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Frame
Lot Area	135,036 sqft (3.1 acres)
Lot Dimensions	229 ft deep x 94 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	470 SADDLEBROOKE RDG
City	JACKSON
State	MO
Zip	63755-8510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 & PT LOT 79 SADDLEBROOKE RIDGE ESTATE PHASE V 21/080
Legal Range	12E
Legal Township	31S
Legal Section	16
Legal Subdivision	SADDLEBROOKE RIDGE ESTATE
Legal Lot Number	81
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	2
Census Block	2040
Census Tract	880200

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	470 SADDLEBROOKE RDG, JACKSON, MO 63755-8510
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MISSOURI STATE BANK
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
May 1, 2019	Warranty Deed, Transfer UNITED WHOLESALE MTG
Mar 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018
Deed Sale	Mar 23, 2018
Prior Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	20182563
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Aug 21, 2026
Property Address	470 SADDLEBROOKE RDG, JACKSON, MO 63755-8510
Document Number	0000007441
Instrument Date	Jul 14, 2026
Instrument	20267441
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	470 SADDLEBROOKE RDG, JACKSON, MO 63755-8510

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	470 SADDLEBROOKE RDG, JACKSON, MO 63755-8510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003788
Date	Apr 9, 2020
Instrument	2020-03788

Lender

Name	FIRST MISSOURI STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	470 SADDLEBROOKE RDG, JACKSON, MO 63755-8510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010060
Date	Aug 21, 2020
Instrument	2020-10060

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	May 1, 2019
Property Address	470 SADDLEBROOKE RDG, JACKSON, MO 63755-8510
Document Number	0000003813
Instrument Date	Apr 30, 2019
Instrument	3813
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	ALTA TITLE INSURANCE COMMITMENT, ALTA TITLE INS COMMITMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	470 SADDLEBROOKE RDG JACKSON MO 637558510, JACKSON, MO 63755-8510

Mortgage

Document Number	3814
Date	May 1, 2019
Instrument	3814

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Mar 23, 2018
Property Address	470 SADDLEBROOKE RDG, JACKSON, MO 63755-8510
Document Number	0000002563
Instrument Date	Mar 23, 2018
Instrument	2563
Transaction Type	Transfer
Record Updated	Apr 6, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	470 SADDLEBROOKE RDG JACKSON MO 637558510, JACKSON, MO 63755-8510

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,650 (-) Land $8,940 Building $72,710	$429,727 (-) Land $47,052 Building $382,675
2025	$3,919.00 (+10.99%)	$81,650 (+5%) Land $8,940 Building $72,710	$429,727 (+5%) Land $47,052 Building $382,675
2023	$3,531.00	$77,760 Land $8,510 Building $69,250	$409,263 Land $44,811 Building $364,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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