325 Saddlebrooke Rdg, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 325 Saddlebrooke Rdg, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,974 sqft · built 2021
Lot Size	0.88 acres (38,333 sqft)
Owner	Company Name on Record
Tax Bill	$4,101 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145001602003010000`

Property Details

APN / Parcel Number

Primary APN	`145001602003010000`

Interior

Bedrooms	5 Beds
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,974 sqft Total Area
Basement Area	1,974 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	299 ft deep x 155 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	325 SADDLEBROOKE RDG
City	JACKSON
State	MO
Zip	63755-8862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 182 SADDLEBROOKE RIDGE PHASE 5C RESUB LOTS 73-75 23/43
Legal Range	12E
Legal Township	31S
Legal Section	16
Legal Subdivision	SADDLEBROOKE RIDGE
Legal Lot Number	73-75
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	2
Census Block	2041
Census Tract	880200

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	325 SADDLEBROOKE RDG, JACKSON, MO 63755-8862
Owner Type	Company
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Oct 15, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF MISSOURI
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE
Aug 23, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Aug 10, 2026
Property Address	325 SADDLEBROOKE RDG, JACKSON, MO 63755-8862
Document Number	0000007033
Instrument Date	Jul 27, 2026
Instrument	20267033
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007033,
Date	Aug 10, 2026
Instrument	20267033

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2056

Interest

Rate	6.49%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	325 SADDLEBROOKE RDG, JACKSON, MO 63755-8862
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202012990
Date	Oct 15, 2020
Instrument	2020-12990

Lender

Name	BANK OF MISSOURI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	325 SADDLEBROOKE RDG, JACKSON, MO 63755-8862
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202206084
Date	Jun 2, 2022
Instrument	2022-06084

Lender

Name	AMERIHOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Aug 23, 2021
Property Address	325 SADDLEBROOKE RDG, JACKSON, MO 63755-8862
Document Number	0202111399
Map Reference	PB 23 PG 43
Instrument Date	Aug 23, 2021
Instrument	2021-11399
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SADDLEBROOKE RDG, JACKSON, MO 63755-8862

Mortgage

Document Number	0202111400
Date	Aug 23, 2021
Instrument	2021-11400

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,440 (-) Land $10,400 Building $75,040	$449,695 (-) Land $54,758 Building $394,937
2025	$4,101.00 (+10.99%)	$85,440 (+4.99%) Land $10,400 Building $75,040	$449,695 (+5%) Land $54,758 Building $394,937
2023	$3,695.00	$81,380 Land $9,910 Building $71,470	$428,280 Land $52,150 Building $376,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

Nearby Properties on Saddlebrooke Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures