434 Oleander Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 434 Oleander Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,883 sqft · built 2020
Lot Size	0.26 acres (11,317 sqft)
Owner	Individual Name on Record
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R97094`

Property Details

APN / Parcel Number

Primary APN	`R97094`
Alternative APNs	`S4382-000A-0005-00-0R` `97094`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,883 sqft Living Area
Gross Area	2,597 sqft
1st Floor Area	1,883 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,317 sqft (0.26 acres)
Lot Dimensions	136 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	434 OLEANDER DR
City	FATE
State	TX
Zip	75189-5175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS AT MORGAN CREEK PH 1, BLOCK A, LOT 5
Legal Subdivision	THE MEADOWS AT MORGAN CREEK PH 1
Legal Tract	5
Legal Block	A
Legal Lot Number	5
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2003
Census Tract	40411

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	434 OLEANDER DR, FATE, TX 75189-5175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Warranty Deed, Transfer B1BANK
Dec 27, 2019	Loan Modification, Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025
Deed Sale	Aug 14, 2025
Prior Sale	Jul 29, 2020
Deed Document Number	202514570
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Apr 2, 2020
Property Address	434 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000006489
Instrument Date	Mar 31, 2020
Instrument	6489
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601
Investor	Possibly a Property Investor

Mortgage

Document Number	6490
Date	Apr 2, 2020
Instrument	6490

Lender

Name	B1BANK
Address	1629 SMIRL DR # 102, HEATH, TX 75032-7641

Agreement

Amount	Amount Recorded

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	434 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000000023
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	AMERICAN LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601

Mortgage

Document Number	0000000023
Date	Jan 2, 2020
Instrument	23

Lender

Name	TRUIST BK
Address	DALLAS, TX 75201

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Royse City
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,900 (+2.36%) Land $105,000 Building $269,900	$374,900 (+2.36%) Land $105,000 Building $269,900
2025	$2,236.00 (-31.89%) Homeowner's exemption Senior Citizen's exemption	$366,254 (-4.23%) Land $105,000 Building $261,254	$366,254 (-4.23%) Land $105,000 Building $261,254
2024	$3,283.00 (-0.12%)
2023	$3,287.00 (-30.37%) Homeowner's exemption Senior Citizen's exemption	$382,414 Land $120,750 Building $261,664	$382,414 Land $120,750 Building $261,664
2021	$4,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Peoples Communications Fixed Wireless	500 / 60
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Rise Broadband.

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