430 Oleander Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 430 Oleander Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,053 sqft · built 2020
Lot Size	0.217 acres (9,448 sqft)
Owner	Individual Name on File
Last Sale	$263,800 (Jan 2021)
Tax Bill	$8,003 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R97095`

Property Details

APN / Parcel Number

Primary APN	`R97095`
Alternative APNs	`S4382-000A-0006-00-0R` `97095`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,053 sqft Living Area
Gross Area	2,745 sqft
1st Floor Area	2,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,448 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	430 OLEANDER DR
City	FATE
State	TX
Zip	75189-5175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS AT MORGAN CREEK PH 1, BLOCK A, LOT 6
Legal Subdivision	THE MEADOWS AT MORGAN CREEK PH 1
Legal Tract	6
Legal Block	A
Legal Lot Number	6
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2003
Census Tract	40411

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	430 OLEANDER DR, FATE, TX 75189-5175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK NA
Jun 22, 2020	Warranty Deed, Transfer
Apr 28, 2020	Loan Modification, Mortgage TRUIST BK
Dec 27, 2019	Loan Modification, Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Prior Sale	Jun 22, 2020
Deed Document Number	2021986
Prior Transfer Date	Dec 29, 2020
Prior Transfer Doc	0000000986
Record Updated	Sep 20, 2026

January 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 13, 2021
Property Address	430 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000000986
Map Reference	CAB J SL 357
Instrument Date	Dec 29, 2020
Instrument	20210000000986
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5763 S STATE HIGHWAY 205100, 5763, ROCKWALL, TX 75032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 OLEANDER DR, FATE, TX 75189-5175

Mortgage

Document Number	0000000987
Date	Jan 13, 2021
Instrument	20210000000987

Lender

Name	CITIZENS BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jun 22, 2020
Property Address	430 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000013237
Map Reference	CAB J SL 357
Instrument Date	Jun 17, 2020
Instrument	20200000013237
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5763 S STATE HIGHWAY 205100, 5763, ROCKWALL, TX 75032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5763 S STATE HIGHWAY 205 # 100, 100, ROCKWALL, TX 75032-2601
Investor	Possibly a Property Investor

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	430 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000010399
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601

Mortgage

Document Number	0000010399
Date	May 20, 2020
Instrument	10399

Lender

Name	TRUIST BK
Address	2001 ROSS AVE # 2700, DALLAS, TX 75201-2929

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 19, 2021

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	430 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000000023
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	AMERICAN LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601

Mortgage

Document Number	0000000023
Date	Jan 2, 2020
Instrument	23

Lender

Name	TRUIST BK
Address	DALLAS, TX 75201

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Royse City
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,428 (+5.32%) Land $105,000 Building $299,428	$404,428 (+5.32%) Land $105,000 Building $299,428
2025	$8,003.00 (-0.58%)	$384,012 (-4.25%) Land $105,000 Building $279,012	$384,012 (-4.25%) Land $105,000 Building $279,012
2024	$8,050.00 (-5.2%)
2023	$8,492.00 (+26.01%)	$401,058 Land $120,750 Building $280,308	$401,058 Land $120,750 Building $280,308
2021	$6,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Peoples Communications Fixed Wireless	500 / 60
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Rise Broadband.

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