422 Oleander Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 422 Oleander Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 2020
Lot Size	0.206 acres (8,960 sqft)
Owner	Individual Name on File
Last Sale	$236,900 (Dec 2020)
Tax Bill	$6,763 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R97097`

Property Details

APN / Parcel Number

Primary APN	`R97097`
Alternative APNs	`S4382-000A-0008-00-0R` `97097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	1,809 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,960 sqft (0.206 acres)
Lot Dimensions	128 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	422 OLEANDER DR
City	FATE
State	TX
Zip	75189-5175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS AT MORGAN CREEK PH 1, BLOCK A, LOT 8
Legal Subdivision	THE MEADOWS AT MORGAN CREEK PH 1
Legal Tract	8
Legal Block	A
Legal Lot Number	8
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2003
Census Tract	40411

Owner

422 Oleander Dr is owned by an individual who bought it in December 2020.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	16037 PEPPERTREE RD, FRISCO, TX 75035-9435
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DAS ACQUISITION
Jun 12, 2020	Warranty Deed, Transfer ATG
Apr 28, 2020	Loan Modification, Mortgage TRUIST BK
Dec 27, 2019	Loan Modification, Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Jun 12, 2020
Deed Document Number	202029827
Prior Transfer Date	Nov 30, 2020
Prior Transfer Doc	0000029827
Record Updated	Sep 20, 2026

December 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Dec 8, 2020
Property Address	422 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000029827
Map Reference	CAB J SL 357
Instrument Date	Nov 30, 2020
Instrument	20200000029827
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 GLENEAGLES DR, PLANO, TX 75093-3443

Mortgage

Document Number	0000029828
Date	Dec 8, 2020
Instrument	20200000029828

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jun 12, 2020
Property Address	422 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000012358
Map Reference	CAB J SL 357
Instrument Date	Jun 8, 2020
Instrument	20200000012358
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	ATG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5763 S STATE HIGHWAY 205100, 5763, ROCKWALL, TX 75032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5763 S STATE HIGHWAY 205 # 100, 100, ROCKWALL, TX 75032-2601
Investor	Possibly a Property Investor

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	422 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000010399
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601

Mortgage

Document Number	0000010399
Date	May 20, 2020
Instrument	10399

Lender

Name	TRUIST BK
Address	2001 ROSS AVE # 2700, DALLAS, TX 75201-2929

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 19, 2021

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	422 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000000023
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	AMERICAN LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601

Mortgage

Document Number	0000000023
Date	Jan 2, 2020
Instrument	23

Lender

Name	TRUIST BK
Address	DALLAS, TX 75201

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 422 Oleander Dr was $6,763, down 0.3% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Royse City
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,000 (+10.93%) Land $105,000 Building $255,000	$360,000 (+10.93%) Land $105,000 Building $255,000
2025	$6,763.00 (-0.28%)	$324,518 Land $105,000 Building $219,518	$324,518 Land $105,000 Building $219,518
2024	$6,782.00 (-8.51%)
2023	$7,413.00	$350,083 Land $120,750 Building $229,333	$350,083 Land $120,750 Building $229,333
2021	$6,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 Oleander Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Oleander Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Peoples Communications Fixed Wireless	500 / 60
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Rise Broadband.

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