505 Oleander Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 505 Oleander Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,066 sqft · built 2020
Lot Size	0.201 acres (8,760 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Aug 2020)
Tax Bill	$6,133 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R97110`

Property Details

APN / Parcel Number

Primary APN	`R97110`
Alternative APNs	`S4382-000D-0001-00-0R` `97110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,066 sqft Living Area
Gross Area	2,563 sqft
1st Floor Area	2,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,760 sqft (0.201 acres)
Lot Dimensions	73 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	505 OLEANDER DR
City	FATE
State	TX
Zip	75189-5178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS AT MORGAN CREEK PH 1, BLOCK D, LOT 1
Legal Subdivision	THE MEADOWS AT MORGAN CREEK PH 1
Legal Tract	1
Legal Block	D
Legal Lot Number	1
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2003
Census Tract	40411

Owner

505 Oleander Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 OLEANDER DR, FATE, TX 75189-5178
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS
Dec 27, 2019	Loan Modification, Mortgage TRUIST BK
Dec 26, 2019	Warranty Deed, Transfer ALT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Dec 26, 2019
Deed Document Number	202017363
Prior Transfer Date	Jul 30, 2020
Prior Transfer Doc	0000017363
Record Updated	Sep 20, 2026

August 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Aug 4, 2020
Property Address	505 OLEANDER DR, FATE, TX 75189-5178
Document Number	0000017363
Map Reference	CAB J SL 357
Instrument Date	Jul 30, 2020
Instrument	20200000017363
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5763 S STATE HIGHWAY 205100, 5763, ROCKWALL, TX 75032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 OLEANDER DR, FATE, TX 75189-5178

Mortgage

Document Number	0000017364
Date	Aug 4, 2020
Instrument	20200000017364

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	505 OLEANDER DR, FATE, TX 75189-5178
Document Number	0000000023
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	AMERICAN LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601

Mortgage

Document Number	0000000023
Date	Jan 2, 2020
Instrument	23

Lender

Name	TRUIST BK
Address	DALLAS, TX 75201

Agreement

Amount	Amount on Record

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Dec 26, 2019
Property Address	505 OLEANDER DR, FATE, TX 75189-5178
Document Number	0000023111
Map Reference	CAB J SL 357
Instrument Date	Dec 18, 2019
Instrument	20190000023111
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	ALT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5763 S STATE HIGHWAY 205100, 5763, ROCKWALL, TX 75032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5763 S STATE HIGHWAY 205 # 100, 100, ROCKWALL, TX 75032-2601
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 505 Oleander Dr was $6,133 with a homeowner's exemption, down 8.2% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Royse City
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,624 (+5.29%) Land $105,000 Building $293,624	$398,624 (+5.29%) Land $105,000 Building $293,624
2025	$6,133.00 (-8.2%) Homeowner's exemption	$378,604 Land $105,000 Building $273,604	$378,604 Land $105,000 Building $273,604
2024	$6,681.00 (-6.09%)
2023	$7,114.00	$395,392 Land $120,750 Building $274,642	$395,392 Land $120,750 Building $274,642
2021	$6,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Oleander Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Oleander Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Peoples Communications Fixed Wireless	500 / 60
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Rise Broadband.

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