434 E Cactus Mountain Dr, Vail, AZ 85641 Property Records

Pima County property record for 434 E Cactus Mountain Dr, Vail, AZ 85641 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,483 sqft Living Area
Lot Size5,831 sqft (0.134 acres)
OccupancyOwner Occupied
Last Sale$169,000 (2018)
Tax Bill$2,682.00 (2025)

Property Details

APN / Parcel Number

Primary APN305-24-6510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,483 sqft Living Area
1st Floor1,483 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination Exterior
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area5,831 sqft (0.134 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address434 E CACTUS MOUNTAIN DR
CityVAIL
StateAZ
Zip85641-2298
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSANTA RITA RANCH LOT 287
Legal Range15E
Legal Township17S
Legal Section13
Legal SubdivisionSANTA RITA RANCH
Legal Lot Number287
JurisdictionPIMA AZ
Minor Civil DivisionTUCSON
Census Blockgroup3
Census Block3004
Census Tract4126

Owner

Source: Pima County records · APN 305-24-6510

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address434 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2298
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2024Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jun 14, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Oct 15, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
PLAZA HOME MORTGAGE INC
May 01, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2018 · Amount on Record
Deed SaleMay 01, 2018 · Amount on Record
Prior SaleNov 25, 2003 · Amount on Record
Deed Doc Number20181210490
Prior Transfer DateAug 06, 2008
Prior Transfer Doc0001550684
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIMA AZ
Property Address434 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2298
Transaction TypeMortgage
Record UpdatedFeb 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2298
InvestorPossibly a Property Investor

Mortgage

Document Number0000360175
DateFeb 05, 2024
Instrument20240360175
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term129 Months
DueNov 01, 2034

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIMA AZ
Property Address434 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2298
Transaction TypeMortgage
Record UpdatedJun 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2298
InvestorPossibly a Property Investor

Mortgage

Document Number0001650355
DateJun 14, 2023
Instrument20231650355
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term137 Months
DueNov 01, 2034

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIMA AZ
Property Address434 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2298
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002880356
DateOct 15, 2019
Instrument20192880356
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressTUCSON, AZ 85711
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2034

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIMA AZ
Recording DateMay 01, 2018
Property Address434 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2298
Document Number0001210490
Instrument DateApr 25, 2018
Instrument1210490
Transaction TypeTransfer
Record UpdatedMay 23, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$169.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 E CACTUS MOUNTAIN DR VAIL AZ 856412298, VAIL, AZ 85641-2298

Mortgage

Document Number1210491
DateMay 01, 2018
Instrument1210491
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2048

Tax Assessment & Valuation

Source: Pima County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyPima County
Unified School DistrictVail Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$19,139 (-24.37%)$247,277 (-2.29%)
2025$2,682.00 (+7.67%)
2024$25,307$253,071
2023$2,491.00

Flood & Wildfire

434 E Cactus Mountain Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Pima County (04019C), updated September 9, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
62nd percentile of exposed land nationally · 49th in Arizona
Wildfire LikelihoodModerate — about 1 in 935 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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