431 E Cactus Mountain Dr, Vail, AZ 85641 Property Records

Pima County property record for 431 E Cactus Mountain Dr, Vail, AZ 85641 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,483 sqft Living Area
Lot Size9,407 sqft (0.216 acres)
OccupancyOwner Occupied
Last Sale$166,000 (2017)
Tax Bill$2,568.00 (2025)

Property Details

APN / Parcel Number

Primary APN305-24-6910

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,483 sqft Living Area
1st Floor1,483 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination Exterior
Roof MaterialTile Roof
Lot Area9,407 sqft (0.216 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address431 E CACTUS MOUNTAIN DR
CityVAIL
StateAZ
Zip85641-2296
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSANTA RITA RANCH LOT 327
Legal Range15E
Legal Township17S
Legal Section13
Legal SubdivisionSANTA RITA RANCH
Legal Lot Number327
JurisdictionPIMA AZ
Minor Civil DivisionTUCSON
Census Blockgroup3
Census Block3005
Census Tract4126

Owner

Source: Pima County records · APN 305-24-6910

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address431 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2296
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2017Warranty Deed, Transfer · Conventional Mortgage
V I P MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2017 · Amount on Record
Deed SaleDec 15, 2017 · Amount on Record
Prior SaleJul 28, 2011 · Amount on Record
Deed Doc Number20173490361
Prior Transfer DateMay 23, 2008
Prior Transfer Doc0001260316
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIMA AZ
Property Address431 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2296
Transaction TypeMortgage
Record UpdatedFeb 23, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2296

Mortgage

Document Number0000410309
DateFeb 10, 2023
Instrument20230410309
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIMA AZ
Recording DateDec 15, 2017
Property Address431 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2296
Document Number0003490361
Map ReferenceMAP56 PG77
Instrument DateDec 15, 2017
Instrument20173490361
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyTITLE SECURITY AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address431 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2296

Mortgage

Document Number0003490362
DateDec 15, 2017
Instrument20173490362
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Pima County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyPima County
Unified School DistrictVail Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$18,326 (-27.62%)$247,435 (-2.27%)
2025$2,568.00 (+7.67%)
2024$25,318$253,184
2023$2,385.00

Flood & Wildfire

431 E Cactus Mountain Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Pima County (04019C), updated September 9, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
62nd percentile of exposed land nationally · 49th in Arizona
Wildfire LikelihoodModerate — about 1 in 935 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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