428 E Cactus Mountain Dr, Vail, AZ 85641 Property Records

Pima County property record for 428 E Cactus Mountain Dr, Vail, AZ 85641 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,735 sqft Living Area
Lot Size	6,136 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$152,000 (2015)
Tax Bill	$2,978.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`305-24-6490`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,735 sqft Living Area
1st Floor	1,735 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2003
Exterior Material	Wood Exterior
Roof Material	Tile Roof
Lot Area	6,136 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities and HVAC

Cooling System	Refrigerator Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	428 E CACTUS MOUNTAIN DR
City	VAIL
State	AZ
Zip	85641-2298
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SANTA RITA RANCH LOT 285
Legal Range	15E
Legal Township	17S
Legal Section	13
Legal Subdivision	SANTA RITA RANCH
Legal Lot Number	285
Jurisdiction	PIMA AZ
Minor Civil Division	TUCSON
Census Blockgroup	3
Census Block	3004
Census Tract	4126

Owner

Source: Pima County records · APN 305-24-6490

Assessment roll updated January 1, 2026 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	428 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2298
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2015 · Amount on Record
Deed Sale	Mar 13, 2015 · Amount on Record
Prior Sale	Oct 26, 2005 · Amount on Record
Deed Doc Number	0000720651
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	428 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2298
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE SECURITY AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2298

Mortgage

Document Number	0003280263
Date	Nov 23, 2020
Instrument	20203280263

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: Pima County records · Assessment roll updated January 1, 2026 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pima County
Unified School District	Vail Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,775 (-2.53%)	$267,751 (-2.53%)
2025	$2,978.00 (+7.66%)
2024		$27,469	$274,692
2023	$2,766.00

Flood & Wildfire

428 E Cactus Mountain Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Pima County (04019C), updated September 9, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 62nd percentile of exposed land nationally · 49th in Arizona
Wildfire Likelihood	Moderate — about 1 in 935 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.