434 Cherry St, Bayfield, CO 81122 Property Records

La Plata County property record for 434 Cherry St, Bayfield, CO 81122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,593 sqft · built 2021
Lot Size	0.174 acres (7,571 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Dec 2021)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5677-123-23-013`

Property Details

APN / Parcel Number

Primary APN	`5677-123-23-013`
Alternative APN	`R437514`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,593 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,593 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	7,571 sqft (0.174 acres)
Garage Type	Attached
Garage Area	491 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R437514
Street Address	434 CHERRY ST
City	BAYFIELD
State	CO
Zip	81122-9905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CLOVER MEADOWS PH 7 LOT: 13 PER PLAT 1165448 434 CHERRY ST BAYFIELD 81122
Legal Subdivision	CLOVER MEADOWS PH 7
Legal Phase	7
Legal Tract	CLOVER MEA
Legal Block	2
Legal Lot Number	13
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	2
Census Block	2046
Census Tract	970602

Owner

434 Cherry St is owned and occupied by an individual who bought it in December 2021.

Source: La Plata County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	434 CHERRY ST, BAYFIELD, CO 81122-9905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage THE JM WALKER TRUST
Dec 16, 2021	Warranty Deed, Transfer THE JM WALKER TRUST
Apr 6, 2021	Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Apr 6, 2021 · Amount on File
Deed Document Number	20211203905
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	434 CHERRY ST, BAYFIELD, CO 81122-9905
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 CHERRY ST, BAYFIELD, CO 81122-9905

Mortgage

Document Number	0001206038
Date	Feb 9, 2022
Instrument	1206038

Lender

Name	THE JM WALKER TRUST
Type	Non-Lending Institution
Address	8112

Agreement

Amount	Amount on Record
Term	370 Months
Due	Dec 16, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 16, 2021
Property Address	434 CHERRY ST, BAYFIELD, CO 81122-9905
Document Number	0001203905
Map Reference	DOC 1165448
Instrument Date	Dec 16, 2021
Instrument	1203905
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 CHERRY ST, BAYFIELD, CO 81122-9905
Investor	Possibly a Property Investor

Mortgage

Document Number	0001206038
Date	Dec 16, 2021
Instrument	1206038

Lender

Name	THE JM WALKER TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	372 Months
Due	Dec 16, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 6, 2021
Property Address	434 CHERRY ST, BAYFIELD, CO 81122-9905
Document Number	0001189970
Map Reference	DOC 1165448
Instrument Date	Apr 2, 2021
Instrument	1189970
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$7.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 68, MARVEL, CO 81329-0068
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 434 Cherry St was $2,306.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Bayfield Town
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,850 (-2.09%) Land $6,330 Building $25,520	$520,410 (-) Land $103,350 Building $417,060
2025	$2,306.00	$32,530 Land $6,460 Building $26,070	$520,410 Land $103,350 Building $417,060
2023	$1,696.00 (+4.95%)	$27,070 (+9.73%) Land $5,020 Building $22,050	$404,080 (+13.83%) Land $74,950 Building $329,130
2022	$1,616.00	$24,670 Land $5,240 Building $19,430	$354,970 Land $75,400 Building $279,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 434 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Cherry St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BAYFIELD serves 2,300 people · EPA ID CO0134030
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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