431 Cherry St, Bayfield, CO 81122 Property Records

La Plata County property record for 431 Cherry St, Bayfield, CO 81122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 2021
Lot Size	0.174 acres (7,571 sqft)
Owner	Individual Name on Record
Last Sale	$544,900 (May 2022)
Tax Bill	$2,536 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5677-123-23-004`

Property Details

APN / Parcel Number

Primary APN	`5677-123-23-004`
Alternative APN	`R437505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	1,804 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	7,571 sqft (0.174 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R437505
Street Address	431 CHERRY ST
City	BAYFIELD
State	CO
Zip	81122-9905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CLOVER MEADOWS PH 7 LOT: 4 PER PLAT 1165448 431 CHERRY ST BAYFIELD 81122
Legal Subdivision	CLOVER MEADOWS PH 7
Legal Phase	7
Legal Block	2
Legal Lot Number	4
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	2
Census Block	2046
Census Tract	970602

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 CHERRY ST, BAYFIELD, CO 81122-9905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 20, 2022	Special Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS
Jul 21, 2021	Special Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	20221210576
Record Updated	Sep 20, 2026

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 20, 2022
Property Address	431 CHERRY ST, BAYFIELD, CO 81122-9905
Document Number	0001210576
Map Reference	DOC 1165448
Instrument Date	May 20, 2022
Instrument	1210576
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.49
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 CONFLUENCE AVE, DURANGO, CO 81301-6628

Mortgage

Document Number	0001210577
Date	May 20, 2022
Instrument	1210577

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 20, 2022
Property Address	431 CHERRY ST, BAYFIELD, CO 81122-9905
Document Number	0001210575
Map Reference	DOC 1166448
Instrument Date	May 20, 2022
Instrument	1210575
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 CONFLUENCE AVE, DURANGO, CO 81301-6628
Investor	Possibly a Property Investor

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 21, 2021
Property Address	431 CHERRY ST, BAYFIELD, CO 81122-9905
Document Number	0001196310
Map Reference	DOC 1165448
Instrument Date	Jul 21, 2021
Instrument	1196310
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2252 COUNTY ROAD 250, DURANGO, CO 81301-8565

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Bayfield Town
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,010 (-2.1%) Land $6,320 Building $28,690	$572,080 (-) Land $103,350 Building $468,730
2025	$2,536.00 (+34.18%)	$35,760 (+18.53%) Land $6,460 Building $29,300	$572,080 (+27.02%) Land $103,350 Building $468,730
2023	$1,890.00 (+170.39%)	$30,170 (+182.76%) Land $5,080 Building $25,090	$450,400 (+193.46%) Land $75,880 Building $374,520
2022	$699.00	$10,670 Land $5,240 Building $5,430	$153,480 Land $75,400 Building $78,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BAYFIELD serves 2,300 people · EPA ID CO0134030
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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