420 Cherry St, Bayfield, CO 81122 Property Records

La Plata County property record for 420 Cherry St, Bayfield, CO 81122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,612 sqft · built 2021
Lot Size	0.174 acres (7,571 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jul 2021)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`5677-123-23-011`

Property Details

APN / Parcel Number

Primary APN	`5677-123-23-011`
Alternative APN	`R437512`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,116 sqft
1st Floor Area	1,612 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	7,571 sqft (0.174 acres)
Garage Type	Attached
Garage Area	504 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R437512
Street Address	420 CHERRY ST
City	BAYFIELD
State	CO
Zip	81122-9905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CLOVER MEADOWS PH 7 LOT: 11 PER PLAT 1165448 420 CHERRY ST BAYFIELD 81122
Legal Subdivision	CLOVER MEADOWS PH 7
Legal Phase	7
Legal Block	2
Legal Lot Number	11
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	2
Census Block	2046
Census Tract	970602

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 CHERRY ST, BAYFIELD, CO 81122-9905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BAY EQUITY LLC
Mar 12, 2021	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	20211196221
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 20, 2021
Property Address	420 CHERRY ST, BAYFIELD, CO 81122-9905
Document Number	0001196221
Map Reference	DOC 1165448
Instrument Date	Jul 20, 2021
Instrument	1196221
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	420 CHERRY ST, BAYFIELD, CO 81122-9905

Mortgage

Document Number	0001196222
Date	Jul 20, 2021
Instrument	1196222

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 12, 2021
Property Address	420 CHERRY ST, BAYFIELD, CO 81122-9905
Document Number	0001188470
Instrument Date	Mar 12, 2021
Instrument	1188470
Transaction Type	Transfer
Record Updated	Apr 23, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$8.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 68 MARVEL CO 813290068, MARVEL, CO 81329-0068

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Bayfield Town
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,730 (-2.11%) Land $6,320 Building $23,410	$485,880 (-) Land $103,350 Building $382,530
2025	$2,153.00 (+37.48%)	$30,370 (+21.48%) Land $6,460 Building $23,910	$485,880 (+30.22%) Land $103,350 Building $382,530
2023	$1,566.00 (-3.45%)	$25,000 (+0.97%) Land $4,970 Building $20,030	$373,120 (+4.74%) Land $74,210 Building $298,910
2022	$1,622.00	$24,760 Land $5,240 Building $19,520	$356,250 Land $75,400 Building $280,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BAYFIELD serves 2,300 people · EPA ID CO0134030
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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