419 Cherry St, Bayfield, CO 81122 Property Records

La Plata County property record for 419 Cherry St, Bayfield, CO 81122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,736 sqft · built 2023
Lot Size	0.174 acres (7,571 sqft)
Owner	2 Individual Names on File
Last Sale	$553,100 (Apr 2024)
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5677-123-23-002`

Property Details

APN / Parcel Number

Primary APN	`5677-123-23-002`
Alternative APN	`R437503`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,307 sqft
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Lot Area	7,571 sqft (0.174 acres)
Garage Type	Attached
Garage Area	571 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R437503
Street Address	419 CHERRY ST
City	BAYFIELD
State	CO
Zip	81122-9905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CLOVER MEADOWS PH 7 LOT: 2 PER PLAT 1165448 419 CHERRY ST BAYFIELD 81122
Legal Subdivision	CLOVER MEADOWS PH 7
Legal Phase	7
Legal Block	2
Legal Lot Number	2
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	2
Census Block	2046
Census Tract	970602

Owner

419 Cherry St is owned and occupied by two individuals who bought it in April 2024.

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	419 CHERRY ST, BAYFIELD, CO 81122-9905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Apr 24, 2024	Special Warranty Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Nov 14, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 16, 2021	Special Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on File
Deed Sale	Apr 24, 2024 · Amount on File
Prior Sale	Jun 16, 2021 · Amount on File
Deed Document Number	20241231641
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	419 CHERRY ST, BAYFIELD, CO 81122-9905
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CHERRY ST, BAYFIELD, CO 81122

Mortgage

Document Number	0001249570
Date	Dec 16, 2025
Instrument	1249570

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 24, 2024
Property Address	419 CHERRY ST, BAYFIELD, CO 81122-9905
Document Number	0001231641
Map Reference	DOC 1165448
Instrument Date	Apr 24, 2024
Instrument	1231641
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.31
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	419 CHERRY ST, BAYFIELD, CO 81122-9905

Mortgage

Document Number	0001231642
Date	Apr 24, 2024
Instrument	1231642

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 14, 2022
Property Address	419 CHERRY ST, BAYFIELD, CO 81122-9905
Document Number	0001217196
Instrument Date	Nov 14, 2022
Instrument	1217196
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1596 COUNTY ROAD 52649, BAYFIELD, CO 81122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 RED MOUNTAIN DR, SANTA CLARA, UT 84765-5266

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 16, 2021
Property Address	419 CHERRY ST, BAYFIELD, CO 81122-9905
Document Number	0001194201
Map Reference	DOC 1165448
Instrument Date	Jun 15, 2021
Instrument	1194201
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$8.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1591 COUNTY ROAD 526 UNIT 19, 19, BAYFIELD, CO 81122-9811

Tax Assessment & Valuation

The 2025 property tax bill for 419 Cherry St was $2,725.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Bayfield Town
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,630 (-2.08%) Land $6,330 Building $31,300	$614,810 (-) Land $103,350 Building $511,460
2025	$2,725.00	$38,430 Land $6,460 Building $31,970	$614,810 Land $103,350 Building $511,460
2023	$1,488.00 (+289.53%)	$23,760 (+307.55%) Land $23,760	$85,150 (+323.21%) Land $85,150
2022	$382.00	$5,830 Land $5,830	$20,120 Land $20,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 419 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Cherry St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BAYFIELD serves 2,300 people · EPA ID CO0134030
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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