Loudon County property record for 434 Cayuga Dr, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,724 sqft · built 2021 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Trust Name on File |
| Last Sale | $139,900 (Nov 2020) |
| Tax Bill | $2,848 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 053042D F 00700 |
| Primary APN | 053042D F 00700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,724 sqft Living Area |
| Upper Floors Area | 558 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,572 sqft (0.61 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 042D F 00700 000042D |
|---|---|
| Street Address | 434 CAYUGA DR |
| City | LOUDON |
| State | TN |
| Zip | 37774-2164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOMMOTLEY SHORES 3 1 1 046B C 046B 00100 000 |
| Legal Subdivision | TOMMOTLEY SHORES |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60505 |
434 Cayuga Dr is owner-occupied and held in a trust since November 2020.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 434 CAYUGA DR, LOUDON, TN 37774-2164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Nov 17, 2020 | Warranty Deed, Transfer ADMIRAL TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on File |
| Deed Sale | Nov 17, 2020 · Amount on File |
| Prior Sale | Aug 28, 2007 · Amount on File |
| Deed Document Number | 20012213 |
| Deed Book / Page | D0428 / 485 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 434 CAYUGA DR, LOUDON, TN 37774-2164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0T1589/689 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | T1589/689 |
| Instrument | 22003670 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Nov 17, 2020 |
| Property Address | 434 CAYUGA DR, LOUDON, TN 37774-2164 |
| Document Number | 0000012212 |
| Book / Page | 000428 / 000485 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 12212 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | ADMIRAL TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $518.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 2620 CENTER COURT DR WESTON FL 333321803, WESTON, FL 33332-1803 |
The 2025 property tax bill for 434 Cayuga Dr was $2,848.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,848.00 | $161,075 (-) Land $32,500 Building $128,575 | |
| 2024 | $2,848.00 | $161,075 (-) Land $32,500 Building $128,575 | |
| 2023 | $161,075 Land $32,500 Building $128,575 | ||
| 2021 | $644,300 Land $130,000 Building $514,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 Cayuga Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 Cayuga Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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