424 Cayuga Dr, Loudon, TN 37774 Property Records

Loudon County property record for 424 Cayuga Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,970 sqft · built 2000
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Company Names on Record
Last Sale	$1,480,000 (Apr 2021)
Tax Bill	$5,978 (2025)
Deeds & Mortgages	Jul 2023 Transfer Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042D-B-018.00`

Property Details

APN / Parcel Number

Primary APN	`042D-B-018.00`
Alternative APNs	`042D B 01800 000042D` `01042DB042D01800` `053042D B 01800`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	5,970 sqft Living Area
Gross Area	7,552 sqft
1st Floor Area	4,644 sqft
Upper Floors Area	984 sqft
Basement Area	554 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	842 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	296 sqft
Deck Area	576 sqft
Patio Area	576 sqft
Boat House	512 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	424 CAYUGA DR
City	LOUDON
State	TN
Zip	37774-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOMMOTLEY SHORES BLK: 2 LOT: 18 01 046B B 046B 01800 000
Legal Subdivision	TOMMOTLEY SHORES
Legal Block	2
Legal Lot Number	18
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	60505

Owner

Source: Loudon County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	424 CAYUGA DR, LOUDON, TN 37774-2164
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Intrafamily Transfer, Transfer
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Apr 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST BANK
Apr 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST BANK
Aug 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Sep 3, 1997 · Amount on Record
Deed Document Number	20215615
Deed Book / Page	434 / 458
Last Transfer Date	Jun 20, 2023
Transfer Doc	00D462/153
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDON TN
Recording Date	Jul 5, 2023
Property Address	424 CAYUGA DR, LOUDON, TN 37774-2164
Document Number	00D462/153
Book / Page	D462 / 153
Map Reference	CAB C SL 55
Instrument Date	Jun 20, 2023
Instrument	23005778
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	424 CAYUGA DR, LOUDON, TN 37774-2164

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Apr 30, 2021
Property Address	424 CAYUGA DR, LOUDON, TN 37774-2164
Document Number	D0434/458
Book / Page	D0434 / 458
Map Reference	CAB C SL 55
Instrument Date	Apr 27, 2021
Instrument	21005615
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	PARAMOUNT LAND TITLE/KNOXVILLE, PARAMOUNT LAND TTL OF KNOXVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,476.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 CAYUGA DR, LOUDON, TN 37774-2164

Mortgage

Document Number	21005616
Date	Apr 30, 2021
Instrument	21005616

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	424 CAYUGA DR, LOUDON, TN 37774-2164
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003059
Date	Apr 11, 2017
Book Page	T1324/189
Instrument	17003059

Lender

Name	SOUTHEAST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	424 CAYUGA DR, LOUDON, TN 37774-2164
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003058
Date	Apr 11, 2017
Book Page	T1324/174
Instrument	17003058

Lender

Name	SOUTHEAST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDON TN
Recording Date	Aug 20, 2018
Property Address	424 CAYUGA DR, LOUDON, TN 37774-2164
Document Number	0000006955
Book / Page	000406 / 000188
Instrument Date	Jul 20, 2018
Instrument	6955
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	424 CAYUGA DR LOUDON TN 377742164, LOUDON, TN 37774-2164

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,978.00	$338,050 (-) Land $105,000 Building $233,050	$1,352,200 (-) Land $420,000 Building $932,200
2024	$5,978.00	$338,050 (-) Land $105,000 Building $233,050
2023		$338,050 (-) Land $105,000 Building $233,050
2022		$338,050 Land $105,000 Building $233,050	$1,352,200 (-) Land $420,000 Building $932,200
2021			$1,352,200 Land $420,000 Building $932,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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