430 Cayuga Dr, Loudon, TN 37774 Property Records

Loudon County property record for 430 Cayuga Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,945 sqft · built 2000
Lot Size	0.46 acres (20,038 sqft)
Owner	Trust Name on File
Last Sale	$735,000 (Aug 2019)
Tax Bill	$3,656 (2025)
Deeds & Mortgages	Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`053042D B 02700`

Property Details

APN / Parcel Number

Primary APN	`053042D B 02700`
Alternative APNs	`042D B 02700 000042D` `042D B 02700`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,945 sqft Living Area
1st Floor Area	2,787 sqft
Basement Area	2,268 sqft
Finished Basement	2,268 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	207 sqft
Patio Area	384 sqft
Boat Access	Boat Access
Boat House	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	042D B 02700 000042D
Street Address	430 CAYUGA DR
City	LOUDON
State	TN
Zip	37774-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOMMOTLEY SHORES 2 27 1 046B B 046B 02700 000
Legal Subdivision	TOMMOTLEY SHORES
Legal Block	2
Legal Lot Number	27 1
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	60505

Owner

430 Cayuga Dr is owner-occupied and held in a trust since August 2019.

Source: Loudon County records, as of January 22, 2026

Owner of Record	Trust Name on File
Mailing Address	430 CAYUGA DR, LOUDON, TN 37774-2164
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Prior Sale	Mar 3, 2011 · Amount on File
Deed Document Number	19006499
Deed Book / Page	D0414 / 823
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Aug 1, 2019
Property Address	430 CAYUGA DR, LOUDON, TN 37774-2164
Document Number	0000006499
Book / Page	000414 / 000823
Instrument Date	Jul 18, 2019
Instrument	6499
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	TELLICO TITLE SERVICES INC, TELLICO TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$2,719.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	250 OOTSIMA WAY LOUDON TN 377742816, LOUDON, TN 37774-2816

Tax Assessment & Valuation

The 2025 property tax bill for 430 Cayuga Dr was $3,656.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,656.00	$206,750 (-) Land $67,500 Building $139,250
2024	$3,656.00	$206,750 (-) Land $67,500 Building $139,250
2023		$206,750 Land $67,500 Building $139,250
2021			$827,000 Land $270,000 Building $557,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 Cayuga Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Cayuga Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20