418 Cayuga Dr, Loudon, TN 37774 Property Records

Loudon County property record for 418 Cayuga Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,491 sqft · built 2006
Lot Size	0.46 acres (20,038 sqft)
Owner	Trust Name on File
Last Sale	$527,500 (Sep 2020)
Tax Bill	$4,910 (2025)
Deeds & Mortgages	Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`053042D B 01500`

Property Details

APN / Parcel Number

Primary APN	`053042D B 01500`
Alternative APNs	`042D B 01500 000034M` `042D B 01500`

Interior

Full Baths	6 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	4,491 sqft Living Area
1st Floor Area	3,636 sqft
Upper Floors Area	1,279 sqft
Basement Area	1,704 sqft
Finished Basement	1,114 sqft
Unfinished Basement	590 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Terrain	Rolling
Garage Type	Detached - Finished
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	501 sqft
Deck Area	184 sqft
Patio Area	484 sqft
Boat Access	Boat Access
Boat House	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	042D B 01500 000034M
Street Address	418 CAYUGA DR
City	LOUDON
State	TN
Zip	37774-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOMMOTLEY SHORES 2 15 1 038O B 046B 01500 000
Legal Subdivision	TOMMOTLEY SHORES
Legal Block	2
Legal Lot Number	15 1
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	60505

Owner

418 Cayuga Dr is owner-occupied and held in a trust since September 2020.

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	418 CAYUGA DR, LOUDON, TN 37774-2164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020 · Amount on File
Deed Sale	Sep 17, 2020 · Amount on File
Deed Document Number	20009584
Deed Book / Page	D0426 / 498
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Sep 17, 2020
Property Address	418 CAYUGA DR, LOUDON, TN 37774-2164
Document Number	0000009584
Book / Page	000426 / 000498
Instrument Date	Sep 17, 2020
Instrument	9584
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	222 CHICKASANN LN LOUDON TN 37774, LOUDON, TN 37774

Tax Assessment & Valuation

The 2025 property tax bill for 418 Cayuga Dr was $4,910.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,910.00	$277,675 (-) Land $106,250 Building $171,425
2024	$4,910.00	$277,675 (-) Land $106,250 Building $171,425
2023		$277,675 Land $106,250 Building $171,425
2021			$1,110,700 Land $425,000 Building $685,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Cayuga Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Cayuga Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cayuga Dr

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