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428 4th Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 428 4th Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,711 sqft · built 2022
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$862,000 (Jun 2022)
Tax Bill$6,586 (2024)
Deeds & MortgagesJun 2022 Sale
Dec 2019 Sale
Flood ZoneZone AE (high risk)
APN00476210-000000

Property Details

APN / Parcel Number

Primary APN00476210-000000
Alternative APNs
  • 11613900476210000000
  • 1583332

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,711 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialOther
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1583332
Old Parcel Number11613900476210000000
Street Address428 4TH RD
CityKEY LARGO
StateFL
Zip33037-4805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 11 LOT 9 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR503-984 OR746-679 OR1312-731 OR1312-732 OR1312-734 OR1907-348 OR1928-1370
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block11
Legal Lot Number9
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1035
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address428 4TH RD, KEY LARGO, FL 33037-4805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2022Warranty Deed, Transfer
SUNSHINE TITLE/THE KEYS INC, SUNSHINE TITLE OF KEYS INC
Dec 5, 2019Warranty Deed, Transfer
SUNSHINE TITLE/THE KEYS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 20, 2022 · Amount on Record
Deed SaleJun 20, 2022 · Amount on Record
Prior SaleDec 5, 2019 · Amount on Record
Deed Document Number2380722
Deed Book / Page3180 / 1275
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 20, 2022
Property Address428 4TH RD, KEY LARGO, FL 33037-4805
Document Number0031801275
Book / Page3180 / 1275
Map ReferenceMB 4 PG 92
Instrument DateJun 16, 2022
Instrument2380722
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanySUNSHINE TITLE/THE KEYS INC, SUNSHINE TITLE OF KEYS INC

Transaction

AmountAmount Recorded
Tax$6,034.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1929 S OAK HAVEN CIR, NORTH MIAMI BEACH, FL 33179-2834

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 4TH RD, KEY LARGO, FL 33037-4805

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 5, 2019
Property Address428 4TH RD, KEY LARGO, FL 33037-4805
Document Number0029972107
Book / Page002997 / 002107
Instrument DateNov 22, 2019
Instrument2247307
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanySUNSHINE TITLE/THE KEYS INC

Transaction

AmountAmount Recorded
Tax$875.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1929 S OAK HAVEN CIR NORTH MIAMI BEACH FL 331792834, NORTH MIAMI BEACH, FL 33179-2834

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$780,668 (+1.68%) Land $312,000 Building $468,668$780,668 (+1.68%) Land $312,000 Building $468,668
2024$6,586.00 (+1.06%)
2023$6,517.00 (+244.09%) Homeowner's exemption$767,776 (+255.45%) Land $330,000 Building $437,776$767,776 (+255.45%) Land $330,000 Building $437,776
2022$1,894.00$216,000 Land $216,000$216,000 Land $216,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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