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43384 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43384 Ratliff Rd, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,943 sqft · built 1972
Lot Size2.2 acres (95,832 sqft)
Owner2 Owner Names on Record
Last Sale$185,000 (Jun 2006)
Tax Bill$1,455 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone A (high risk)
APN16-1N-25-2900-0031-0020

Property Details

APN / Parcel Number

Primary APN16-1N-25-2900-0031-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,943 sqft Heated Area
Gross Area2,849 sqft
1st Floor Area1,943 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area95,832 sqft (2.2 acres)
Garage TypeMixed
Garage Area256 sqft
CarportCarport
Carport Area440 sqft
PorchFinished/Screened Porch
Porch Area210 sqft
Pole Barn320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address43384 RATLIFF RD
CityCALLAHAN
StateFL
Zip32011-8248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionPT OF LOT 31 (S-2) IN OR 1422/645 (SEC 20-1N-25) RATLIFF ACRES UNR
Legal Range25E
Legal Township01N
Legal Section20
Legal SubdivisionRATLIFF ACRES
Legal Lot Number31 S
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group3
Census Block3011
Census Tract50505

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address43384 RATLIFF RD, CALLAHAN, FL 32011-8248
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2006 · Amount on Record
Deed SaleJun 22, 2006 · Amount on Record
Deed Document Number0001422645
Deed Book / Page1422 / 645
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address43384 RATLIFF RD, CALLAHAN, FL 32011-8248
Transaction TypeMortgage
Record UpdatedJan 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address43384 RATLIFF RD, CALLAHAN, FL 32011-8248

Mortgage

Document Number0025260033
DateDec 30, 2021
Book Page2526/33
Instrument202145047937
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,455.00 (-4.72%) Homeowner's exemption$135,185 (-1.79%)$294,059 (-1.54%) Land $77,000 Building $217,059
2024$1,527.00 (+1.53%) Homeowner's exemption$137,645 (+2.59%)$298,653 (+6.85%) Land $91,000 Building $207,653
2023$1,504.00 (+11.82%) Homeowner's exemption$134,173 (+3%)$279,510 (+20.4%) Land $91,000 Building $188,510
2022$1,345.00 Homeowner's exemption$130,265$232,150 Land $91,000 Building $141,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims11 (2008–2017)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 9 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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