Nassau County property record for 43384 Ratliff Rd, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,943 sqft · built 1972 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $185,000 (Jun 2006) |
| Tax Bill | $1,455 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 16-1N-25-2900-0031-0020 |
| Primary APN | 16-1N-25-2900-0031-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,943 sqft Heated Area |
| Gross Area | 2,849 sqft |
| 1st Floor Area | 1,943 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 95,832 sqft (2.2 acres) |
| Garage Type | Mixed |
| Garage Area | 256 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 210 sqft |
| Pole Barn | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 43384 RATLIFF RD |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-8248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | PT OF LOT 31 (S-2) IN OR 1422/645 (SEC 20-1N-25) RATLIFF ACRES UNR |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 20 |
| Legal Subdivision | RATLIFF ACRES |
| Legal Lot Number | 31 S |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50505 |
Source: Nassau County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 43384 RATLIFF RD, CALLAHAN, FL 32011-8248 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2006 · Amount on Record |
| Deed Sale | Jun 22, 2006 · Amount on Record |
| Deed Document Number | 0001422645 |
| Deed Book / Page | 1422 / 645 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 43384 RATLIFF RD, CALLAHAN, FL 32011-8248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 43384 RATLIFF RD, CALLAHAN, FL 32011-8248 |
| Document Number | 0025260033 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 2526/33 |
| Instrument | 202145047937 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,455.00 (-4.72%) Homeowner's exemption | $135,185 (-1.79%) | $294,059 (-1.54%) Land $77,000 Building $217,059 |
| 2024 | $1,527.00 (+1.53%) Homeowner's exemption | $137,645 (+2.59%) | $298,653 (+6.85%) Land $91,000 Building $207,653 |
| 2023 | $1,504.00 (+11.82%) Homeowner's exemption | $134,173 (+3%) | $279,510 (+20.4%) Land $91,000 Building $188,510 |
| 2022 | $1,345.00 Homeowner's exemption | $130,265 | $232,150 Land $91,000 Building $141,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 11 (2008–2017) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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