4337 Ridgemont Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4337 Ridgemont Rd, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,925 sqft · built 2018
Lot Size0.318 acres (13,855 sqft)
OwnerIndividual Name on Record
Last Sale$211,900 (Jul 2019)
Tax Bill$2,366 (2025)
Deeds & MortgagesSep 2023 Mortgage
Aug 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN2-06-1-11-14-0-00057-00

Property Details

APN / Parcel Number

Primary APN2-06-1-11-14-0-00057-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Building Area1,925 sqft Adjusted Area
1st Floor Area1,599 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area13,855 sqft (0.318 acres)
Lot Dimensions126 ft deep x 30 ft wide

Location & Zoning

Street Address4337 RIDGEMONT RD
CityOLIVE BRANCH
StateMS
Zip38654-5554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionNORTH COLLEGE CROSSING LOT 57
Legal Range006
Legal Township02S
Legal Section11
Legal SubdivisionNORTH COLLEGE CROSSING
Legal Lot Number57
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group2
Census Block2006
Census Tract70721

Owner

Source: DeSoto County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4337 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Aug 18, 2020Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Feb 19, 2019Deed of Trust, Mortgage · Construction Mortgage
BANKPLUS
Jul 30, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BARTLETT MORTGAGE INC
Jul 30, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
BARTLETT MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2019 · Amount on Record
Deed SaleJul 30, 2019 · Amount on Record
Deed Book / Page894 / 682
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4337 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554
Transaction TypeMortgage
Record UpdatedOct 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4337 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554

Mortgage

Document Number5660/88984
DateSep 26, 2023
Book Page5660/88984
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueSep 1, 2063

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4337 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyFIRST AMERICAN TITLE INC CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005019/71
DateAug 18, 2020
Book Page5019/71
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueAug 1, 2049

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4337 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyMEMPHIS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004679/073
DateFeb 19, 2019
Book Page4679/073
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 15, 2020
Interest
Rate TypeAdjustable Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4337 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004770/765
DateJul 30, 2019
Book Page4770/765
Lender
NameBARTLETT MORTGAGE INC
TypeBank
AddressMEMPHIS, TN 38134
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2029

July 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJul 30, 2019
Property Address4337 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554
Document Number000894/682
Book / Page0894 / 682
Map ReferenceMB 739 PG 616
Instrument DateJul 26, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, MEMPHIS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3420 S HOUSTON LEVEE RD, 3420, GERMANTOWN, TN 38139-8017

Transferred To (Grantee/Buyer)

NameVerified Name
Address4337 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554

Mortgage

Document Number0004770754
DateJul 30, 2019
Instrument4770/754
Lender
NameBARTLETT MORTGAGE INC
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,366.00 (+15.47%)$20,438 (+36.08%) Land $3,000 Building $17,438$204,378 (+36.08%) Land $30,000 Building $174,378
2023$2,049.00$15,019$150,188 Land $30,000 Building $120,188

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2013–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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