10367 Ridgemont Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10367 Ridgemont Rd, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,715 sqft · built 2019
Lot Size0.326 acres (14,209 sqft)
OwnerCompany Name on Record
Tax Bill$4,647 (2025)
Deeds & MortgagesNov 2018 Construction Loan
Jul 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN2-06-1-11-14-0-00082-00

Property Details

APN / Parcel Number

Primary APN2-06-1-11-14-0-00082-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Building Area2,715 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area14,209 sqft (0.326 acres)
Lot Width114 ft Width

Location & Zoning

Street Address10367 RIDGEMONT RD
CityOLIVE BRANCH
StateMS
Zip38654-5572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionNORTH COLLEGE CROSSING LOT 82
Legal Range06
Legal Township02
Legal Section11
Legal SubdivisionNORTH COLLEGE CROSSING
Legal Lot Number82
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group2
Census Block2023
Census Tract70721

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2018Deed of Trust, Mortgage · Construction Mortgage
CITIZENS NATIONAL BANK (MERIDIAN MS)
Jul 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOFI LENDING CORP
Aug 4, 2022Deed of Trust, Mortgage · Line of Credit
BAXTER CU
Oct 7, 2024Warranty Deed, Transfer
Mar 25, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2024
Deed SaleOct 7, 2024
Prior SaleMar 25, 2019
Deed Document Number0102418268
Deed Book / Page1024 / 18268
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10367 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5572
Transaction TypeMortgage
Record UpdatedDec 15, 2025
Title CompanyLEMHI TITLE COMPANY, MEMPHIS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number004638/312
DateNov 19, 2018
Book Page4638/312
Lender
NameCITIZENS NATIONAL BANK (MERIDIAN MS)
TypeBank
AddressOLIVE BRANCH, MS 38654
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 14, 2019

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10367 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5572
Transaction TypeMortgage
Record UpdatedDec 15, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004981/498
DateJul 1, 2020
Book Page4981/498
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueMay 1, 2035

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10367 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5572
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10367 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5572

Mortgage

Document Number005580/186
DateAug 4, 2022
Book Page5580/186
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 30, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateOct 7, 2024
Property Address10367 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5572
Document Number1024/18268
Book / Page1024 / 18268
Map ReferenceMB 105 PG 6
Instrument DateAug 12, 2024
Transaction TypeTransfer
Record UpdatedDec 15, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10367 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5572

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257

March 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMar 25, 2019
Property Address10367 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5572
Document Number000883/629
Book / Page0883 / 629
Map ReferenceMB 105 PG 6
Instrument DateMar 22, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 15, 2025
Title CompanyLEMHI TITLE COMPANY, MEMPHIS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3420 S HOUSTON LEVEE RD, GERMANTOWN, TN 38139-8017

Transferred To (Grantee/Buyer)

NameVerified Name
Address10367 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5572

Mortgage

Document Number0004698122
DateMar 25, 2019
Instrument4698/122
Lender
NameCOMMUNITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,647.00 (+97.83%)$40,134 (+106.75%) Land $4,500 Building $35,634$267,563 (+37.83%) Land $30,000 Building $237,563
2023$2,349.00$19,412$194,123 Land $30,000 Building $164,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2013–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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