10356 Ridgemont Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10356 Ridgemont Rd, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,037 sqft · built 2017
Lot Size0.242 acres (10,569 sqft)
OwnerIndividual Name on File
Tax Bill$2,294 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2-06-1-11-14-0-00056-00

Property Details

APN / Parcel Number

Primary APN2-06-1-11-14-0-00056-00

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area2,037 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area10,569 sqft (0.242 acres)
Lot Width80 ft Width

Location & Zoning

Street Address10356 RIDGEMONT RD
CityOLIVE BRANCH
StateMS
Zip38654-5572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionNORTH COLLEGE CROSSING LOT 56
Legal Range06
Legal Township02
Legal Section11
Legal SubdivisionNORTH COLLEGE CROSSING
Legal Lot Number56
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group2
Census Block2006
Census Tract70721

Owner

10356 Ridgemont Rd is owned and occupied by an individual who acquired it in April 2021.

Source: DeSoto County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10356 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5572
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
BARTLETT MORTGAGE INC
Apr 5, 2021Warranty Deed, Transfer · FHA Mortgage
COGENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2021
Deed SaleApr 5, 2021
Deed Document Number0000953206
Deed Book / Page953 / 206
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10356 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5572
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004298/412
DateFeb 2, 2017
Book Page4298/412
Lender
NameBARTLETT MORTGAGE INC
TypeMortgage Company
AddressMEMPHIS, TN 38134
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2047

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateApr 5, 2021
Property Address10356 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5572
Document Number000953/206
Book / Page953 / 206
Map ReferenceMB 105 PG 6
Instrument DateMar 24, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanySURE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13495 BERKSTONE LOOP, 13495, OLIVE BRANCH, MS 38654-5306

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10356 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5572

Mortgage

Document Number0005204149
DateApr 5, 2021
Instrument5204/149
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10356 Ridgemont Rd was $2,294.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,294.00$19,813 Land $3,000 Building $16,813$198,127 Land $30,000 Building $168,127
2023$1,990.00$14,582$145,821 Land $30,000 Building $115,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10356 Ridgemont Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2013–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10356 Ridgemont Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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