Charlotte County property record for 43317 Sapling St, Punta Gorda, FL 33982 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,027 sqft Living Area |
| Lot Size | 8,294 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $267,000 (2020) |
| Tax Bill | $5,878.00 (2025) |
| Primary APN | 422632222034 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,027 sqft Living Area |
| Gross Area | 2,629 sqft Gross Area |
| 1st Floor | 2,027 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,294 sqft (0.19 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 483 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 43317 SAPLING ST |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5084 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BABCOCK RANCH PHASE 2B LOT 979 (8294 SF) 4524/978 4604/1347 UNREC DC-LJD |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 32 |
| Legal Subdivision | BABCOCK RANCH PHASE 2B |
| Legal Tract | 19 |
| Legal Lot Number | 979 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | PUNTA GORDA |
| Census Blockgroup | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records · APN 422632222034
Assessment roll updated November 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43317 SAPLING ST, PUNTA GORDA, FL 33982-5084 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Oct 03, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2020 · Amount on Record |
| Deed Sale | Jul 22, 2020 · Amount on Record |
| Prior Sale | Jan 06, 2020 · Amount on Record |
| Deed Doc Number | 20202832964 |
| Deed Book / Page | 4604 / 1347 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 43317 SAPLING ST, PUNTA GORDA, FL 33982-5084 |
| Document Number | 0003657065 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20263657065 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 43317 SAPLING ST, PUNTA GORDA, FL 33982-5084 |
| Document Number | 0003657065, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20263657065 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 13, 2046 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 43317 SAPLING ST, PUNTA GORDA, FL 33982-5084 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 43317 SAPLING ST, PUNTA GORDA, FL 33982-5084 |
| Document Number | 0050540281 |
|---|---|
| Date | Oct 03, 2022 |
| Book Page | 5054/281 |
| Instrument | 3155178 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,878.00 (+4.33%) Homeowner's exemption Widower's exemption | $280,542 (+5.99%) | $337,200 (-18.62%) Land $75,650 Building $261,550 |
| 2023 | $5,634.00 (+3.85%) Homeowner's exemption Widower's exemption | $264,695 (+3%) | $414,342 (+11.62%) Land $75,000 Building $339,342 |
| 2022 | $5,425.00 Homeowner's exemption Widower's exemption | $256,985 | $371,197 Land $55,250 Building $315,947 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures