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43340 Sapling St, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43340 Sapling St, Punta Gorda, FL 33982 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,389 sqft Living Area
Lot Size9,454 sqft (0.217 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2020)
Tax Bill$7,060.00 (2025)

Property Details

APN / Parcel Number

Primary APN422632224010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,389 sqft Living Area
Gross Area3,270 sqft Gross Area
1st Floor2,389 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialComposition Shingle Roof
Lot Area9,454 sqft (0.217 acres)
Driveway1 Driveway
Driveway Area701 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area649 sqft Garage
Pool Area336 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address43340 SAPLING ST
CityPUNTA GORDA
StateFL
Zip33982-5083
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBABCOCK RANCH PHASE 2B LOT 1016 4489/585 4550/1153 (9454 SF)
Legal Range26E
Legal Township42S
Legal Section32
Legal SubdivisionBABCOCK RANCH PHASE 2B
Legal Tract19
Legal Lot Number1016
JurisdictionCHARLOTTE FL
Minor Civil DivisionPUNTA GORDA
Census Blockgroup1
Census Block1064
Census Tract10100

Owner

Source: Charlotte County records · APN 422632224010

Assessment roll updated November 19, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address43340 SAPLING ST, PUNTA GORDA, FL 33982-5083
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 11, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2020 · Amount on Record
Deed SaleMar 11, 2020 · Amount on Record
Deed Doc Number20202794826
Deed Book / Page4550 / 1153
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 02, 2026
Property Address43340 SAPLING ST, PUNTA GORDA, FL 33982-5083
Document Number0003660495
Instrument DateMay 01, 2026
Instrument20263660495
Transaction TypeTransfer
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address43340 SAPLING ST, PUNTA GORDA, FL 33982-5083

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 11, 2020
Property Address43340 SAPLING ST, PUNTA GORDA, FL 33982-5083
Document Number0045501153
Book / Page4550 / 1153
Map ReferenceMB 23 PG 2A
Instrument DateFeb 28, 2020
Instrument2794826
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 07, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
Address43340 SAPLING ST, PUNTA GORDA, FL 33982-5083

Mortgage

Document Number0045501157
DateMar 11, 2020
Instrument4550/1157
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,060.00 (+3.84%) Homeowner's exemption$349,291 (+5.99%)$453,314 (-11.09%) Land $75,650 Building $377,664
2023$6,799.00 (+4.66%) Homeowner's exemption$329,560 (+3%)$509,836 (+9.99%) Land $75,000 Building $434,836
2022$6,496.00 Homeowner's exemption$319,961$463,529 Land $55,250 Building $408,279

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire LikelihoodAbout 1 in 131 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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