43309 Sapling St, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43309 Sapling St, Punta Gorda, FL 33982 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	1,857 sqft Living Area
Lot Size	9,271 sqft (0.212 acres)
Occupancy	Owner Occupied
Last Sale	$269,000 (2020)
Tax Bill	$3,375.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`42-26-32-222-033`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,857 sqft Living Area
Gross Area	2,583 sqft Gross Area
Stories	1 Stories
Primary Flooring	Covered Flooring

Exterior

Year Built	Built 2020
Exterior Material	Composition/Composite Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Composition Shingle Roof
Lot Area	9,271 sqft (0.212 acres)
Driveway	1 Driveway
Driveway Area	483 sqft Driveway
Parking Spaces	2 Parking Spaces
Sprinklers	Installed Lawn/Plantings Watering System Sprinklers

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	43309 SAPLING ST
City	PUNTA GORDA
State	FL
Zip	33982-5084
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BCR 02B 0000 0978 BABCOCK RANCH PHASE 2B LOT 978 4519/689 4596/901 (9271 SF)
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH
Legal Phase	2B
Legal Lot Number	978
Jurisdiction	CHARLOTTE FL
Minor Civil Division	PUNTA GORDA
Census Blockgroup	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records · APN 42-26-32-222-033

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43309 SAPLING ST, PUNTA GORDA, FL 33982-5084
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2020 · Amount on Record
Deed Sale	Jul 06, 2020 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Doc Number	2826790
Deed Book / Page	4596 / 901
Record Refreshed	Jun 08, 2026

July 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 06, 2020
Property Address	43309 SAPLING ST, PUNTA GORDA, FL 33982-5084
Document Number	0045960901
Book / Page	4596 / 901
Map Reference	MB 23 PG 2A
Instrument Date	Jun 23, 2020
Instrument	2826790
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43309 SAPLING ST, PUNTA GORDA, FL 33982-5084

Mortgage

Document Number	0004596905
Date	Jul 06, 2020
Instrument	4596/905

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,375.00 (-38.58%) Homeowner's exemption	$265,808 (+5.99%)	$421,336 (+5.98%) Land $89,000 Building $332,336
2023	$5,495.00 (+5.23%) Homeowner's exemption	$250,793 (+3%)	$397,560 (+11.72%) Land $75,000 Building $322,560
2022	$5,222.00 Homeowner's exemption	$243,488	$355,852 Land $55,250 Building $300,602

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.