1. Home
  2. Florida
  3. Charlotte County
  4. Punta Gorda
  5. Sapling St

43316 Sapling St, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43316 Sapling St, Punta Gorda, FL 33982 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 2020
Square Footage3,326 sqft Living Area
Lot Size9,454 sqft (0.217 acres)
OccupancyOwner Occupied
Last Sale$373,900 (2020)
Tax Bill$4,012.00 (2025)

Property Details

APN / Parcel Number

Primary APN42-26-32-224-013

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms10 Rooms
Building Area3,326 sqft Living Area
Gross Area4,300 sqft Gross Area
Stories2 Stories
Primary FlooringCovered Flooring

Exterior

Year BuiltBuilt 2020
Exterior MaterialComposition/Composite Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialComposition Shingle Roof
Lot Area9,454 sqft (0.217 acres)
Driveway1 Driveway
Driveway Area970 sqft Driveway
Parking Spaces3 Parking Spaces
Pool Area312 sqft Pool
FenceFence
SprinklersInstalled Lawn/Plantings Watering System Sprinklers

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address43316 SAPLING ST
CityPUNTA GORDA
StateFL
Zip33982-5083
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBCR 02B 0000 1019 BABCOCK RANCH PHASE 2B LOT 1019 (9454 SF) 4500/1049 4565/749
Legal Range26E
Legal Township42S
Legal Section32
Legal SubdivisionBABCOCK RANCH
Legal Phase2B
Legal Lot Number1019
JurisdictionCHARLOTTE FL
Minor Civil DivisionPUNTA GORDA
Census Blockgroup1
Census Block1064
Census Tract10100

Owner

Source: Charlotte County records · APN 42-26-32-224-013

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address43316 SAPLING ST, PUNTA GORDA, FL 33982-5083
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLIED FIRST BANK SB
Mar 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2020 · Amount on Record
Deed SaleApr 17, 2020 · Amount on Record
Prior SaleNov 01, 2019 · Amount on Record
Deed Doc Number2804883
Deed Book / Page4565 / 749
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address43316 SAPLING ST, PUNTA GORDA, FL 33982-5083
Transaction TypeMortgage
Record UpdatedJan 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address43316 SAPLING ST, PUNTA GORDA, FL 33982-5083

Mortgage

Document Number0003188835
DateDec 15, 2022
Instrument3188835
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueNov 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address43316 SAPLING ST, PUNTA GORDA, FL 33982-5083
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address43316 SAPLING ST, PUNTA GORDA, FL 33982-5083

Mortgage

Document Number0047320986
DateMar 24, 2021
Book Page4732/986
Instrument2920448
Lender
NameALLIED FIRST BANK SB
TypeBank
AddressOSWEGO, IL 60543
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address43316 SAPLING ST, PUNTA GORDA, FL 33982-5083
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address43316 SAPLING ST, PUNTA GORDA, FL 33982-5083

Mortgage

Document Number0049491888
DateMar 23, 2022
Book Page4949/1888
Instrument3076596
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,012.00 (-35.29%) Homeowner's exemption$308,426 (+5.99%)$596,843 (+1.18%) Land $89,000 Building $507,843
2023$6,200.00 (+4.89%) Homeowner's exemption$291,004 (+3%)$589,880 (+17.76%) Land $75,000 Building $514,880
2022$5,911.00 Homeowner's exemption$282,528$500,922 Land $55,250 Building $445,672

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire LikelihoodAbout 1 in 131 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Sapling St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures