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433 Riders Loop, Auburndale, FL 33823 Property Records

Polk County property record for 433 Riders Loop, Auburndale, FL 33823 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,820 sqft · built 2022
Lot Size0.24 acres (10,459 sqft)
Owner2 Individual Names on File
Last Sale$490,200 (Jun 2022)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-27-15-298452-000530

Property Details

APN / Parcel Number

Primary APN25-27-15-298452-000530
Alternative APN
  • 152725298452000530

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,820 sqft Living Area
Gross Area3,498 sqft
1st Floor Area2,820 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,459 sqft (0.24 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area678 sqft
PorchFinished/Open Porch
Porch Area324 sqft

Location & Zoning

Street Address433 RIDERS LOOP
CityAUBURNDALE
StateFL
Zip33823-9691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJULIANA VILLAGE PHASE 3 PB 182 PGS 39-40 LOT 53
Legal Range25E
Legal Township27S
Legal Section15
Legal SubdivisionJULIANA VILLAGE PHASE 3
Legal Phase3
Legal Block2
Legal Lot Number53
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2034
Census Tract12408

Owner

Source: Polk County records · APN 25-27-15-298452-000530

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address433 RIDERS LOOP, AUBURNDALE, FL 33823-9691
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2022 · Amount on Record
Deed SaleJun 17, 2022 · Amount on Record
Deed Document Number2022166559
Deed Book / Page12302 / 330
Record UpdatedSep 20, 2026

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJun 17, 2022
Property Address433 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number0000166559
Book / Page12302 / 330
Map ReferenceMB 182 PG 39&40
Instrument DateJun 15, 2022
Instrument2022166559
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,431.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 RIDERS LOOP, AUBURNDALE, FL 33823-9691

Mortgage

Document Number0012302332
DateJun 17, 2022
Instrument12302/332
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$266,659 (+5.99%)$394,671 (+2.47%) Land $52,000 Building $342,671
2023Homeowner's exemption$251,596$385,160 Land $50,000 Building $335,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050124082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA5 of 6
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 508 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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