436 Riders Loop, Auburndale, FL 33823 Property Records

Polk County property record for 436 Riders Loop, Auburndale, FL 33823

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,769 sqft · built 2021
Lot Size0.282 acres (12,271 sqft)
Owner2 Individual Names on Record
Last Sale$378,400 (Jan 2022)
Tax Bill$5,341 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-27-15-298452-000410

Property Details

APN / Parcel Number

Primary APN25-27-15-298452-000410
Alternative APN
  • 152725298452000410

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,769 sqft Living Area
Gross Area3,502 sqft
1st Floor Area2,769 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area12,271 sqft (0.282 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area733 sqft
PorchFinished/Open Porch
Porch Area240 sqft

Location & Zoning

Street Address436 RIDERS LOOP
CityAUBURNDALE
StateFL
Zip33823-9691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJULIANA VILLAGE PHASE 3 PB 182 PGS 39-40 LOT 41
Legal Range25E
Legal Township27S
Legal Section15
Legal SubdivisionJULIANA VILLAGE PHASE 3
Legal Phase3
Legal Block2
Legal Lot Number41
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2034
Census Tract12408

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address436 RIDERS LOOP, AUBURNDALE, FL 33823-9691
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2022 · Amount on Record
Deed SaleJan 11, 2022 · Amount on Record
Deed Document Number20227988
Deed Book / Page12066 / 1142
Record UpdatedSep 20, 2026

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJan 11, 2022
Property Address436 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number0000007988
Book / Page12066 / 1142
Map ReferenceMB 182 PG 39&40
Instrument DateJan 5, 2022
Instrument2022007988
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,648.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address436 RIDERS LOOP, AUBURNDALE, FL 33823-9691

Mortgage

Document Number0120661144
DateJan 11, 2022
Instrument12066/1144
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,341.00 (+1.4%) Homeowner's exemption$373,943 (+2.42%) Land $52,000 Building $321,943$373,943 (+2.42%) Land $52,000 Building $321,943
2023$5,267.00 (-6.6%) Homeowner's exemption$365,116 (+8.04%) Land $50,000 Building $315,116$365,116 (+8.04%) Land $50,000 Building $315,116
2022$5,639.00$337,942 Land $42,000 Building $295,942$337,942 Land $42,000 Building $295,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA5 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUBURNDALE
serves 35,239 people · EPA ID FL6530090
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier.

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