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420 Riders Loop, Auburndale, FL 33823 Property Records

Polk County property record for 420 Riders Loop, Auburndale, FL 33823

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,469 sqft · built 2022
Lot Size0.254 acres (11,073 sqft)
Owner2 Individual Names on Record
Last Sale$2,642 (Mar 2022)
Tax Bill$5,284 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-27-15-298452-000430

Property Details

APN / Parcel Number

Primary APN25-27-15-298452-000430
Alternative APN
  • 152725298452000430

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,469 sqft Living Area
Gross Area3,090 sqft
1st Floor Area2,469 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area11,073 sqft (0.254 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area621 sqft
Pool TypeEnclosed Pool
PorchFinished/Open Porch
Porch Area276 sqft

Location & Zoning

Street Address420 RIDERS LOOP
CityAUBURNDALE
StateFL
Zip33823-9691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJULIANA VILLAGE PHASE 3 PB 182 PGS 39-40 LOT 43
Legal Range25E
Legal Township27S
Legal Section15
Legal SubdivisionJULIANA VILLAGE PHASE 3
Legal Phase3
Legal Block2
Legal Lot Number43
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2034
Census Tract12408

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address420 RIDERS LOOP, AUBURNDALE, FL 33823-9691
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2022 · Amount on Record
Deed SaleMar 22, 2022 · Amount on Record
Prior SaleMar 2, 2022 · Amount on Record
Deed Document Number202276976
Deed Book / Page12172 / 395
Record UpdatedOct 29, 2026

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateMar 2, 2022
Property Address420 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number0000056259
Book / Page12140 / 1983
Map ReferenceMB 182 PG 39&40
Instrument DateFeb 24, 2022
Instrument2022056259
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,548.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE, LAKELAND, FL 33803-4053

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 RIDERS LOOP, AUBURNDALE, FL 33823-9691

Mortgage

Document Number0121401985
DateMar 2, 2022
Instrument12140/1985
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$375,322 (+2.7%)$401,406 (+9.84%) Land $52,000 Building $349,406
2025$5,284.00 (+12.55%) Homeowner's exemption$365,455 (+12.24%) Land $52,000 Building $313,455$365,455 (+12.24%) Land $52,000 Building $313,455
2023$4,695.00 Homeowner's exemption$325,590 Land $50,000 Building $275,590$325,590 Land $50,000 Building $275,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA5 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUBURNDALE
serves 35,239 people · EPA ID FL6530090
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier.

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