437 Riders Loop, Auburndale, FL 33823 Property Records

Polk County property record for 437 Riders Loop, Auburndale, FL 33823 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	2,041 sqft Living Area
Lot Size	11,478 sqft (0.264 acres)
Occupancy	Owner Occupied
Last Sale	$311,300 (2022)
Tax Bill	$3,987.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-27-15-298452-000180`
Alternative APN	`152725298452000180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,041 sqft Living Area
Gross Area	2,716 sqft Gross Area
1st Floor	2,041 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	11,478 sqft (0.264 acres)
Garage Type	Attached Garage
Garage Area	525 sqft Garage
Porch Area	36 sqft Porch

Location & Zoning

Street Address	437 RIDERS LOOP
City	AUBURNDALE
State	FL
Zip	33823-9691
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	JULIANA VILLAGE PHASE 3 PB 182 PGS 39-40 LOT 18
Legal Range	25E
Legal Township	27S
Legal Section	15
Legal Subdivision	JULIANA VILLAGE PHASE 3
Legal Phase	3
Legal Block	2
Legal Lot Number	18
Jurisdiction	POLK FL
Minor Civil Division	HAINES CITY
Census Blockgroup	2
Census Block	2034
Census Tract	12408

Owner

Source: Polk County records · APN 25-27-15-298452-000180

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	437 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2022 · Amount on Record
Deed Sale	Jan 07, 2022 · Amount on Record
Deed Doc Number	20225720
Deed Book / Page	12063 / 292
Record Refreshed	Sep 20, 2026

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 07, 2022
Property Address	437 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number	0000005720
Book / Page	12063 / 292
Map Reference	MB 182 PG 39-40
Instrument Date	Dec 31, 2021
Instrument	2022005720
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,179.10
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 RIDGERS LOOP, AUBURNDALE, FL 33823-9691

Mortgage

Document Number	0012063294
Date	Jan 07, 2022
Instrument	12063/294

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,987.00 (+3.13%) Homeowner's exemption	$286,156 (+5.99%)	$289,733 (+2.4%) Land $52,000 Building $237,733
2024	$3,866.00 (+2.41%)
2023	$3,775.00 (+2.64%) Homeowner's exemption	$269,991 (+3%)	$282,930 (+7.94%) Land $50,000 Building $232,930
2022	$3,678.00 Homeowner's exemption	$262,127 Land $42,000 Building $220,127	$262,127 Land $42,000 Building $220,127

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 508 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.