433 Rate Rd, Cedarpines Park, CA 92322 Property Records

San Bernardino County property record for 433 Rate Rd, Cedarpines Park, CA 92322

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,144 sqft · built 1963
Lot Size	0.219 acres (9,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Dec 2017)
Tax Bill	$3,867 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`0342-284-33-0000`

Property Details

APN / Parcel Number

Primary APN	`0342-284-33-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,384 sqft
1st Floor Area	1,144 sqft
Basement Area	240 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1975
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,538 sqft (0.219 acres)
Lot Dimensions	122 ft deep x 78 ft wide
Terrain	Below Road/Slope
View / Lot	Average
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	718 sqft
Patio Area	718 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	433 RATE RD
City	CEDARPINES PARK
State	CA
Zip	92322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CFRS14M
Legal Description	CEDARPINES PARK LOTS 28 29 AND 30 BLK 13
Legal Subdivision	CEDARPINES PARK
Legal Block	13
Legal Lot Number	28,29
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2008
Census Tract	10805

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 6448, CRESTLINE, CA 92325-6448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2017 · Amount on Record
Deed Sale	Dec 12, 2017 · Amount on Record
Prior Sale	Oct 8, 2015 · Amount on Record
Deed Document Number	2017525339
Prior Transfer Date	Apr 27, 2010
Prior Transfer Doc	0000190810
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	433 RATE RD, CEDARPINES PARK, CA 92322-0148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215893
Date	Jun 29, 2020
Instrument	2020-0215893

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 12, 2017
Property Address	433 RATE RD, CEDARPINES PARK, CA 92322-0148
Document Number	0000525339
Map Reference	MB23 PG1
Instrument Date	Nov 17, 2017
Instrument	2017-0525339
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 6448, CRESTLINE, CA 92325-6448

Mortgage

Document Number	0000525340
Date	Dec 12, 2017
Instrument	2017-0525340

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,555 (+2%) Land $46,133 Building $261,422
2025	$3,867.00 (+5.08%) Homeowner's exemption	$301,524 (+4.04%) Land $45,228 Building $256,296
2023	$3,680.00 (+2.08%) Homeowner's exemption	$289,816 Land $43,472 Building $246,344
2022	$3,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDARPINES PARK MWC private · serves 2,458 people · EPA ID CA3610011
Water Source	Purchased surface water from CLAWA
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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