345 Rate Rd, Cedarpines Park, CA 92322 Property Records

San Bernardino County property record for 345 Rate Rd, Cedarpines Park, CA 92322

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,020 sqft · built 1942
Lot Size	0.581 acres (25,311 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Jun 2019)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`0342-277-42-0000`

Property Details

APN / Parcel Number

Primary APN	`0342-277-42-0000`
Alternative APN	`0342277390000`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,020 sqft Living Area
1st Floor Area	620 sqft
2nd Floor Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1965
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,311 sqft (0.581 acres)
Terrain	Below Road/Slope
View / Lot	Woodland
Porch	Patio/Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	345 RATE RD
City	CEDARPINES PARK
State	CA
Zip	92322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CFRS14M
Legal Description	CEDARPINES PARK LOTS 32 THRU 37 BLK 9
Legal Subdivision	CEDARPINES PARK
Legal Block	9
Legal Lot Number	32
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2013
Census Tract	10805

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1341, CRESTLINE, CA 92325-1341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit ZB NA
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 13, 2019	Grant Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Dec 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Prior Sale	Jun 18, 2012 · Amount on Record
Deed Document Number	2019193906
Prior Transfer Date	Dec 3, 2018
Prior Transfer Doc	0000449718
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	345 RATE RD, CEDARPINES PARK, CA 92322
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427716
Date	Oct 17, 2017
Instrument	2017-0427716

Lender

Name	ZB NA
Type	Bank
Address	CRESTLINE, CA 92325

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	345 RATE RD, CEDARPINES PARK, CA 92322
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1341, CRESTLINE, CA 92325-1341

Mortgage

Document Number	0000357452
Date	Aug 9, 2021
Instrument	2021-0357452

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 13, 2019
Property Address	345 RATE RD, CEDARPINES PARK, CA 92322
Document Number	0000193906
Map Reference	MB 23 PG 1
Instrument Date	May 20, 2019
Instrument	2019-0193906
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1341, CRESTLINE, CA 92325-1341

Mortgage

Document Number	0000193907
Date	Jun 13, 2019
Instrument	2019-0193907

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 4, 2018
Property Address	345 RATE RD, CEDARPINES PARK, CA 92322
Document Number	0000449718
Instrument Date	Dec 3, 2018
Instrument	449718
Transaction Type	Transfer
Record Updated	Dec 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9062 CEDARPINES PARK CA 923229062, CEDARPINES PARK, CA 92322-9062

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$241,218 (+2%) Land $34,134 Building $207,084
2025	$3,091.00 (+5.03%) Homeowner's exemption	$236,489 (+4.04%) Land $33,465 Building $203,024
2023	$2,943.00 (+2.08%) Homeowner's exemption	$227,306 Land $32,166 Building $195,140
2022	$2,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDARPINES PARK MWC private · serves 2,458 people · EPA ID CA3610011
Water Source	Purchased surface water from CLAWA
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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