San Bernardino County property record for 354 Rate Rd, Cedarpines Park, CA 92322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,034 sqft · built 1977 |
| Lot Size | 0.232 acres (10,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,000 (Dec 2020) |
| Tax Bill | $4,131 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage May 2018 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 0342-278-35-0000 |
| Primary APN | 0342-278-35-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,034 sqft Living Area |
| Gross Area | 1,694 sqft |
| 1st Floor Area | 715 sqft |
| 2nd Floor Area | 319 sqft |
| Basement Area | 374 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,100 sqft (0.232 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 338 sqft |
| Patio Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 354 RATE RD |
|---|---|
| City | CEDARPINES PARK |
| State | CA |
| Zip | 92322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CFRS14M |
| Legal Description | CEDARPINES PARK LOTS 14 15 AND 16 BLK 12 ***** COMBO REQUEST ***** |
| Legal Subdivision | CEDARPINES PARK |
| Legal Block | 12 |
| Legal Lot Number | 14,15 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | LAKE ARROWHEAD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10805 |
354 Rate Rd is owned by two individuals who bought it in December 2020.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14567 REIS ST, WHITTIER, CA 90604-1831 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 30, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on File |
| Deed Sale | Dec 3, 2020 · Amount on File |
| Prior Sale | Jul 23, 2014 |
| Deed Document Number | 2020490424 |
| Prior Transfer Date | Jun 2, 2014 |
| Prior Transfer Doc | 0000265844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 3, 2020 |
| Property Address | 354 RATE RD, CEDARPINES PARK, CA 92322 |
| Document Number | 0000490424 |
| Map Reference | MB 23 PG 1 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 2020-0490424 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14567 REIS ST, WHITTIER, CA 90604-1831 |
| Document Number | 0000490425 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 2020-0490425 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 354 RATE RD, CEDARPINES PARK, CA 92322 |
| Document Number | 0000205218 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | TSI TITLE COMPANY/CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 354 RATE RD CEDARPINES PARK CA 92322, CEDARPINES PARK, CA 92322 |
| Document Number | 0000205218 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 205218 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 5, 2048 |
The 2025 property tax bill for 354 Rate Rd was $4,131.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Rim of the World Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $290,374 (+2%) Land $43,556 Building $246,818 | |
| 2025 | $4,131.00 | $284,680 Land $42,702 Building $241,978 |
| 2023 | $3,572.00 (+2.03%) | $273,625 Land $41,044 Building $232,581 |
| 2022 | $3,501.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 354 Rate Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 354 Rate Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDARPINES PARK MWC private · serves 2,458 people · EPA ID CA3610011 |
|---|---|
| Water Source | Purchased surface water from CLAWA |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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