San Bernardino County property record for 430 Rate Rd, Cedarpines Park, CA 92322
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,735 sqft · built 1928 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Oct 2021) |
| Tax Bill | $5,227 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 0342-283-37-0000 |
| Primary APN | 0342-283-37-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,735 sqft Living Area |
| Gross Area | 2,087 sqft |
| 1st Floor Area | 1,735 sqft |
| Basement Area | 352 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,000 sqft (0.276 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 476 sqft |
| Patio Area | 476 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Water Source | Commercial |
| Street Address | 430 RATE RD |
|---|---|
| City | CEDARPINES PARK |
| State | CA |
| Zip | 92322-0148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CFRS14M |
| Legal Description | CEDARPINES PARK LOTS 6, 7, 8 AND 9 BLK 14 EX ST ***** 6-7-96 #96-203245 MERGER 8-30-96 #96-320704 ST ***** |
| Legal Subdivision | CEDARPINES PARK MAP |
| Legal Block | 14 |
| Legal Lot Number | 6,7,8 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | LAKE ARROWHEAD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10805 |
430 Rate Rd is owned by two individuals who bought it in October 2021.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 961 GRAND AVE, COLTON, CA 92324-2038 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 26, 2021 | Grant Deed, Transfer · FHA Mortgage R M K FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Prior Sale | Feb 23, 1996 · Amount on File |
| Deed Document Number | 2021485211 |
| Prior Transfer Date | Jan 30, 2014 |
| Prior Transfer Doc | 0000064141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 430 RATE RD, CEDARPINES PARK, CA 92322-0148 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 430 RATE RD, CEDARPINES PARK, CA 92322-0148 |
| Document Number | 0000183810 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023-0183810 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 1, 2063 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 26, 2021 |
| Property Address | 430 RATE RD, CEDARPINES PARK, CA 92322-0148 |
| Document Number | 0000485211 |
| Map Reference | MB 23 PG 1 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021-0485211 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 961 GRAND AVE, COLTON, CA 92324-2038 |
| Document Number | 0000485212 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-0485212 |
| Name | R M K FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 430 Rate Rd was $5,227.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Rim of the World Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $416,737 (+2%) Land $62,511 Building $354,226 | |
| 2025 | $5,227.00 Homeowner's exemption | $408,565 Land $61,285 Building $347,280 |
| 2023 | $4,977.00 (+2.07%) Homeowner's exemption | $392,700 Land $58,905 Building $333,795 |
| 2022 | $4,876.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 430 Rate Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Rate Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDARPINES PARK MWC private · serves 2,458 people · EPA ID CA3610011 |
|---|---|
| Water Source | Purchased surface water from CLAWA |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures