St. Johns County property record for 424 Ocean Grove Cir, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,779 sqft · built 2005 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Feb 2017) |
| Tax Bill | $19,163 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 174191-2340 |
| Primary APN | 174191-2340 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 4,779 sqft Living Area |
| Gross Area | 5,307 sqft |
| 1st Floor Area | 2,752 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 1,156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 424 OCEAN GROVE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36/34-39 SEA COLONY UNIT 2 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK B LOT 34 OR4329/1701 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 10 |
| Legal Subdivision | SEA COLONY UNIT 2 OF THE BEACH CLUB AT A |
| Legal Block | B |
| Legal Lot Number | 34 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21410 |
424 Ocean Grove Cir is owned and occupied by two individuals who bought it in February 2017.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Feb 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Feb 10, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2017 · Amount on File |
| Deed Sale | Feb 10, 2017 · Amount on File |
| Prior Sale | Dec 22, 2010 · Amount on File |
| Deed Document Number | 201710142 |
| Deed Book / Page | 4329 / 1701 |
| Prior Transfer Date | Feb 9, 2017 |
| Prior Transfer Doc | 0043300374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 424 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8721 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 424 OCEAN GROVE CIR, ST AUGUSTINE, FL 32080-8721 |
| Document Number | 0055080260 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 5508/260 |
| Instrument | 2022024001 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Feb 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 10, 2017 |
| Property Address | 424 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8721 |
| Document Number | 0043291701 |
| Book / Page | 4329 / 1701 |
| Map Reference | MB36 PG34-39 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 2017010142 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 ENCLAVE AVE, 102, DELAND, FL 32724-8070 |
| Name | Verified Name |
|---|---|
| Address | 2075 SALT MYRTLE LN, FLEMING ISLAND, FL 32003-7073 |
| Document Number | 2017010143 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 2017010143 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 10, 2017 |
| Property Address | 424 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8721 |
| Document Number | 0043300374 |
| Book / Page | 004330 / 000374 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 10327 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2075 SALT MYRTLE LN FLEMING ISLAND FL 320037073, FLEMING ISLAND, FL 32003-7073 |
The 2025 property tax bill for 424 Ocean Grove Cir was $19,163 with a homeowner's exemption, up 9.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,235,802 (+2.7%) | $1,784,460 (-5.04%) Land $407,000 Building $1,377,460 | |
| 2025 | $19,163.00 (+9.07%) Homeowner's exemption | $1,203,313 (+2.9%) | $1,879,224 (+9.17%) Land $407,000 Building $1,472,224 |
| 2024 | $17,570.00 (+1.27%) Homeowner's exemption | $1,169,400 (+3%) | $1,721,377 (+5.32%) Land $388,000 Building $1,333,377 |
| 2023 | $17,350.00 (+1.43%) Homeowner's exemption | $1,135,340 (+3%) | $1,634,349 (+20.64%) Land $388,000 Building $1,246,349 |
| 2022 | $17,105.00 Homeowner's exemption | $1,102,272 | $1,354,757 Land $352,800 Building $1,001,957 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Ocean Grove Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 294 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 954 units insured incl. 660 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Ocean Grove Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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