St. Johns County property record for 425 Ocean Grove Cir, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,117 sqft · built 2006 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $890,000 (Apr 2019) |
| Tax Bill | $12,657 (2025) |
| Deeds & Mortgages | Jun 2020 Transfer Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 174191-2250 |
| Primary APN | 174191-2250 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,117 sqft Living Area |
| Gross Area | 3,941 sqft |
| 1st Floor Area | 1,242 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 824 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 414 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 425 OCEAN GROVE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36/34-39 SEA COLONY UNIT 2 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK B LOT 25 OR4707/1798 & 4890/422 & 4922/1819(Q/C) &4953/695 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 10 |
| Legal Subdivision | SEA COLONY UNIT 2 OF THE BEACH CLUB AT A |
| Legal Block | B |
| Legal Lot Number | 25 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21410 |
425 Ocean Grove Cir is owner-occupied and held in a trust since April 2020.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 425 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Apr 15, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Feb 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on File |
| Deed Sale | Apr 12, 2019 · Amount on File |
| Prior Sale | Nov 8, 2011 · Amount on File |
| Deed Document Number | 201924860 |
| Deed Book / Page | 4707 / 1798 |
| Last Transfer Date | Apr 30, 2020 |
| Transfer Doc | 0049530695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 1, 2020 |
| Property Address | 425 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Document Number | 0049530695 |
| Book / Page | 004953 / 000695 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 41566 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 425 OCEAN GROVE CIR ST AUGUSTINE FL 320808723, ST AUGUSTINE, FL 32080-8723 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 15, 2020 |
| Property Address | 425 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Document Number | 0049221819 |
| Book / Page | 4922 / 1819 |
| Map Reference | MB 36 PG 34-39 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 2020029181 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Document Number | 49221821 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 4922/1821 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 26, 2020 |
| Property Address | 425 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Document Number | 0048900422 |
| Book / Page | 004890 / 000422 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 15248 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 425 OCEAN GROVE CIR ST AUGUSTINE FL 320808723, ST AUGUSTINE, FL 32080-8723 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 12, 2019 |
| Property Address | 425 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Document Number | 0047071798 |
| Book / Page | 4707 / 1798 |
| Map Reference | MB 36 PG 34 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 2019024860 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3175 A1A S, 3175, SAINT AUGUSTINE, FL 32080 |
| Name | Verified Name |
|---|---|
| Address | 425 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Document Number | 2019024861 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 2019024861 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 425 Ocean Grove Cir was $12,657 with a homeowner's exemption, up 8.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $820,999 (+2.7%) | $1,225,472 (-5.6%) Land $407,000 Building $818,472 | |
| 2025 | $12,657.00 (+8.48%) Homeowner's exemption | $799,415 (+2.9%) | $1,298,214 (+8.9%) Land $407,000 Building $891,214 |
| 2024 | $11,668.00 (+2.14%) Homeowner's exemption | $776,885 (+3%) | $1,192,089 (+3.98%) Land $388,000 Building $804,089 |
| 2023 | $11,423.00 (+1.47%) Homeowner's exemption | $754,257 (+3%) | $1,146,468 (+19.2%) Land $388,000 Building $758,468 |
| 2022 | $11,257.00 Homeowner's exemption | $732,288 | $961,812 Land $352,800 Building $609,012 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Ocean Grove Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 294 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 954 units insured incl. 660 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Ocean Grove Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures