433 Monaco Dr, Saint Louis, MO 63122 Property Records

St. Louis County property record for 433 Monaco Dr, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,881 sqft · built 1962
Lot Size	0.31 acres (13,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Sep 2004)
Tax Bill	$5,719 (2024)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21M-22-0083`

Property Details

APN / Parcel Number

Primary APN	`21M-22-0083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,881 sqft Living Area
Gross Area	2,409 sqft
1st Floor Area	1,881 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	13,499 sqft (0.31 acres)
Lot Dimensions	62 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	569 sqft
Porch	Open Porch
Porch Area	175 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 MONACO DR
City	SAINT LOUIS
State	MO
Zip	63122-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	63A
Legal Description	BISCAYNE HEIGHTS PLAT 5 LOT 12
Legal Subdivision	BISCAYNE HEIGHTS PLAT 5
Legal Lot Number	12
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3035
Census Tract	217500

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 MONACO DR, SAINT LOUIS, MO 63122-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
May 22, 2019	Deed of Trust, Mortgage · Line of Credit FIRST BK
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2004 · Amount on Record
Deed Sale	Sep 27, 2004 · Amount on Record
Deed Document Number	2004248
Deed Book / Page	16111 / 925
Prior Transfer Date	Sep 17, 2004
Prior Transfer Doc	0161110925
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	433 MONACO DR, SAINT LOUIS, MO 63122-1435
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MONACO DR, SAINT LOUIS, MO 63122-1435

Mortgage

Document Number	0246002340
Date	Jan 20, 2021
Book Page	24600/2340
Instrument	2021012000674

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	433 MONACO DR, SAINT LOUIS, MO 63122-1435
Document Number	0236002714
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	433 MONACO DR ST LOUIS MO 631221435, ST LOUIS, MO 63122-1435

Mortgage

Document Number	0236002714
Date	Jul 8, 2019
Book Page	023600/002714
Instrument	520

Lender

Name	FIRST BK
Type	Bank
Address	SAINT LOUIS, MO 63122

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	433 MONACO DR, SAINT LOUIS, MO 63122-1435
Document Number	0226423581
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	433 MONACO DR ST LOUIS MO 631221435, ST LOUIS, MO 63122-1435

Mortgage

Document Number	0226423581
Date	Aug 8, 2017
Book Page	022642/003581
Instrument	858

Lender

Name	FIRST BK
Type	Bank
Address	SAINT LOUIS, MO 63144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Warson Woods City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,300 (+17.15%) Land $67,550 Building $42,750	$580,500 (+17.15%) Land $355,500 Building $225,000
2024	$5,719.00 (+1.51%)
2023	$5,634.00 (+10.64%)	$94,150 (+17.61%) Land $43,890 Building $50,260	$495,500 (+17.61%) Land $231,000 Building $264,500
2022	$5,092.00	$80,050 Land $47,560 Building $32,490
2021			$421,300 Land $250,300 Building $171,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	103 (1979–2024)
Claims Outside the SFHA	27 of 103
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 23 claims Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Monaco Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures