449 Monaco Dr, Saint Louis, MO 63122 Property Records

St. Louis County property record for 449 Monaco Dr, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,028 sqft · built 1962
Lot Size	0.316 acres (13,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jul 2020)
Tax Bill	$7,323 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21M-22-0050`

Property Details

APN / Parcel Number

Primary APN	`21M-22-0050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
Gross Area	2,469 sqft
1st Floor Area	2,028 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	13,752 sqft (0.316 acres)
Lot Dimensions	110 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	100 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	449 MONACO DR
City	SAINT LOUIS
State	MO
Zip	63122-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	63A
Legal Description	BISCAYNE HEIGHTS PLAT 5 LOT 14
Legal Subdivision	BISCAYNE HEIGHTS PLAT 5
Legal Lot Number	14
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3035
Census Tract	217500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 MONACO DR, SAINT LOUIS, MO 63122-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 8, 2019	Warranty Deed, Transfer · Line of Credit BANK STAR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	2020433
Deed Book / Page	24136 / 2639
Last Transfer Date	Mar 26, 2026
Transfer Doc	0000000504
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	449 MONACO DR, SAINT LOUIS, MO 63122-1435
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 MONACO DR, SAINT LOUIS, MO 63122-1435

Mortgage

Document Number	0251560057
Date	Oct 8, 2021
Book Page	25156/57
Instrument	2021100800007

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	449 MONACO DR, SAINT LOUIS, MO 63122-1435
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 MONACO DR, SAINT LOUIS, MO 63122-1435

Mortgage

Document Number	0246561926
Date	Feb 18, 2021
Book Page	24656/1926
Instrument	2021021800232

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 8, 2019
Property Address	449 MONACO DR, SAINT LOUIS, MO 63122-1435
Document Number	0236000506
Book / Page	023600 / 000506
Instrument Date	Jul 3, 2019
Instrument	87
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	TRUE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8000 CARONDELET AVE CLAYTON MO 631051718, CLAYTON, MO 63105-1718

Mortgage

Document Number	236000509
Date	Jul 8, 2019
Book Page	023600/000509
Instrument	88

Lender

Name	BANK STAR
Type	Bank
Address	PACIFIC, MO 63069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Warson Woods City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,370 (-) Land $67,720 Building $65,650	$701,900 (-) Land $356,400 Building $345,500
2025	$7,323.00 (+11.04%)	$133,370 (+22.7%) Land $67,720 Building $65,650	$701,900 (+22.69%) Land $356,400 Building $345,500
2024	$6,595.00 (+1.49%)
2023	$6,498.00 (+0.43%)	$108,700 (+6.87%) Land $44,180 Building $64,520	$572,100 (+6.87%) Land $232,500 Building $339,600
2022	$6,470.00	$101,710 Land $47,860 Building $53,850
2021			$535,300 Land $251,900 Building $283,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	103 (1979–2024)
Claims Outside the SFHA	27 of 103
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 23 claims Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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