418 Monaco Dr, Saint Louis, MO 63122 Property Records

St. Louis County property record for 418 Monaco Dr, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,997 sqft · built 1961
Lot Size	0.273 acres (11,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$757,500 (Sep 2026)
Tax Bill	$5,895 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22M-54-0746`

Property Details

APN / Parcel Number

Primary APN	`22M-54-0746`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,997 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	1,997 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	11,870 sqft (0.273 acres)
Lot Dimensions	208 ft deep x 58 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	114 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	418 MONACO DR
City	SAINT LOUIS
State	MO
Zip	63122-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	63A
Legal Description	BISCAYNE HEIGHTS PLAT 5 LOT 5
Legal Subdivision	BISCAYNE HEIGHTS PLAT 5
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3031
Census Tract	217500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 MONACO DR, SAINT LOUIS, MO 63122-1436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS/STATE LOUIS
Sep 4, 2026	Affidavit, Transfer
Sep 10, 2020	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage PARAMOUNT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	2026364
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	0243185080
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 4, 2026
Property Address	418 MONACO DR, SAINT LOUIS, MO 63122-1436
Document Number	0000000364
Instrument Date	Sep 3, 2026
Instrument	202694364
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 MONACO DR, SAINT LOUIS, MO 63122-1436

Mortgage

Document Number	0000000365,
Date	Sep 4, 2026
Instrument	202694365

Lender

Name	MORTGAGE SOLUTIONS/STATE LOUIS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST LOUIS MO
Recording Date	Sep 4, 2026
Property Address	418 MONACO DR, SAINT LOUIS, MO 63122-1436
Document Number	0000000361
Instrument Date	Aug 28, 2026
Instrument	2026361
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3535 PATTEN RD, 4D, HIGHLAND PARK, IL 60035-5958

September 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Sep 10, 2020
Property Address	418 MONACO DR, SAINT LOUIS, MO 63122-1436
Document Number	0243185080
Book / Page	24318 / 5080
Map Reference	MB 100 PG 7
Instrument Date	Jul 27, 2020
Instrument	2020091000558
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 MONACO DR, SAINT LOUIS, MO 63122-1436

Mortgage

Document Number	0243185083
Date	Sep 10, 2020
Book Page	24318/5083
Instrument	2020091000559

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Warson Woods City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,180 (-) Land $66,160 Building $41,020	$564,100 (-) Land $348,200 Building $215,900
2025	$5,895.00 (+6.85%)	$107,180 (+18.04%) Land $66,160 Building $41,020	$564,100 (+18.04%) Land $348,200 Building $215,900
2024	$5,517.00 (+1.49%)
2023	$5,436.00 (+7.01%)	$90,800 (+13.68%) Land $42,030 Building $48,770	$477,900 (+13.68%) Land $221,200 Building $256,700
2022	$5,080.00	$79,870 Land $45,540 Building $34,330
2021			$420,400 Land $239,700 Building $180,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	103 (1979–2024)
Claims Outside the SFHA	27 of 103
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 23 claims Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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